Kennebec County and Waterville City property record for 68 Summer St, Waterville, ME 04901
| Property Type | Triplex |
|---|---|
| Details | 4 bd · 3 ba · 2,520 sqft · built 1945 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,313 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:039 B:163 |
| Primary APN | WAVL M:039 B:163 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,520 sqft Living Area |
| Gross Area | 5,534 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.27 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2764 |
|---|---|
| Street Address | 68 SUMMER ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-6384 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 163 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
68 Summer St, a triplex, is owned by an individual.
Source: Kennebec County and Waterville City records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 WILKES ST, WATERVILLE, ME 04901-5034 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage MORTGAGE CENTER LLC |
| Jan 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW DIMENSIONS FEDERAL CREDIT UNION |
| Sep 15, 2006 | Deed of Trust, Mortgage KEY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Aug 13, 2026 |
| Property Address | 68 SUMMER ST, WATERVILLE, ME 04901-6384 |
| Document Number | 0000018299 |
| Book / Page | 15822 / 312 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202618299 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 68 SUMMER ST, WATERVILLE, ME 04901-6384 |
| Document Number | 0000018299, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 15822/312 |
| Instrument | 202618299 |
| Name | MORTGAGE CENTER LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 68 SUMMER ST, WATERVILLE, ME 04901-6384 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2022000294 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 14311/112 |
| Instrument | 2022000294 |
| Name | NEW DIMENSIONS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 68 SUMMER ST, WATERVILLE, ME 04901-6384 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000027924 |
|---|---|
| Date | Sep 15, 2006 |
| Book Page | 09068/0031 |
| Instrument | 000000027924 |
| Name | KEY BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 288 Months |
| Due | Sep 15, 2030 |
The 2025 property tax bill for 68 Summer St was $4,313.
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,313.00 | $253,700 Land $27,000 Building $226,700 |
| 2023 | $4,115.00 (+40.64%) | $206,800 (+82.69%) Land $20,800 Building $186,000 |
| 2022 | $2,926.00 | $113,200 Land $15,700 Building $97,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 68 Summer St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1987–2023) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 68 Summer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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