68 Stuart St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 68 Stuart St, Watertown, MA 02472 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,047 sqft · built 1910
Lot Size	0.171 acres (7,485 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (May 2022)
Tax Bill	$7,459 (2025)
Deeds & Mortgages	Nov 2021 Refinance May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30066523`

Property Details

APN / Parcel Number

Primary APN	`30066523`
Alternative APNs	`WATE M:0622 B:0012 L:0049B` `9970`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,047 sqft Living Area
Gross Area	2,634 sqft
Basement Area	440 sqft
Unfinished Basement	440 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,485 sqft
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	9970
Street Address	68 STUART ST
City	WATERTOWN
State	MA
Zip	02472-1630
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	12
Legal Lot Number	49B
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	3
Census Block	3008
Census Tract	370101

Owner

Source: Middlesex County and Watertown City records · APN 30066523

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	68 STUART ST, WATERTOWN, MA 02472-1630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 08, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
May 23, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WILLIAM RAVEIS MORTGAGE CO
Jan 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jul 01, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Aug 21, 2015 · Amount on Record
Deed Book / Page	80166 / 253
Transfer Doc	44958-589
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	68 STUART ST, WATERTOWN, MA 02472-1630
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079092-517
Date	Nov 08, 2021
Book Page	79092/517
Instrument	243835

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	May 23, 2022
Property Address	68 STUART ST, WATERTOWN, MA 02472-1630
Document Number	080166-253
Book / Page	80166 / 253
Instrument Date	May 23, 2022
Instrument	77197
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 STUART ST # 2, 2, WATERTOWN, MA 02472-1630

Mortgage

Document Number	0000077198
Date	May 23, 2022
Instrument	77198

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	68 STUART ST, WATERTOWN, MA 02472-1630
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74010-369
Date	Jan 21, 2020
Book Page	74010/369
Instrument	8686

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	68 STUART ST, WATERTOWN, MA 02472-1630
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75019-84
Date	Jul 01, 2020
Book Page	75019/84
Instrument	104738

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Middlesex County and Watertown City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,459.00 (+11.08%)	$638,600 (+11.27%) Building $638,600	$728,935 (+5.12%)
2024	$6,715.00 (+2.52%)	$573,900 (+18.99%) Building $573,900	$693,405
2023	$6,550.00	$482,300 Building $482,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173701013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 793 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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