Otsego County and Oneonta City property record for 68 Spruce St, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,512 sqft · built 1900 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Aug 2022) |
| Tax Bill | $5,441 (2026) |
| Deeds & Mortgages | Apr 2023 Refinance Feb 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.18-3-2 |
| Primary APN | 361200 288.18-3-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 840 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 66 ft deep x 40 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Patio Area | 227 sqft |
| Shed | 1 Shed |
| Shed Area | 49 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 3099 |
|---|---|
| Street Address | 68 SPRUCE ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 140 |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 68 SPRUCE ST, ONEONTA, NY 13820-1541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed, Transfer · Stand-Alone Refinance BRENDAN CASSIDY |
| Feb 27, 2023 | Deed, Transfer |
| Aug 26, 2022 | Warranty Deed, Transfer |
| Aug 1, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on Record |
| Deed Sale | Aug 26, 2022 · Amount on Record |
| Prior Sale | May 12, 2014 · Amount on Record |
| Deed Document Number | 20224701 |
| Last Transfer Date | Feb 17, 2023 |
| Transfer Doc | 0000000316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 4, 2023 |
| Property Address | 68 SPRUCE ST, ONEONTA, NY 13820-1541 |
| Document Number | 0000000316 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2023-1316 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 68 SPRUCE ST, ONEONTA, NY 13820-1541 |
| Document Number | 0000000317 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 2023-1317 |
| Name | BRENDAN CASSIDY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Feb 27, 2023 |
| Property Address | 68 SPRUCE ST, ONEONTA, NY 13820-1541 |
| Document Number | 0000000098 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2023-798 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 68 SPRUCE ST, ONEONTA, NY 13820-1541 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Aug 26, 2022 |
| Property Address | 68 SPRUCE ST, ONEONTA, NY 13820-1541 |
| Document Number | 0000000701 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022-4701 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1919 STATE HIGHWAY 205, MOUNT VISION, NY 13810-1108 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Aug 1, 2018 |
| Property Address | 68 SPRUCE ST, ONEONTA, NY 13820-1541 |
| Document Number | 0000003510 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 3510 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 CHERRY LN PUTNAM VALLEY NY 105792504, PUTNAM VALLEY, NY 10579-2504 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,441.00 (+2.47%) | ||
| 2025 | $5,310.00 | $140,000 (-) Land $7,200 Building $132,800 | $197,183 (+14.08%) Land $10,141 Building $187,042 |
| 2023 | $140,000 Land $7,200 Building $132,800 | $172,840 Land $8,889 Building $163,951 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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