Mitchell County property record for 68 Spring St, Spruce Pine, NC 28777 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 16,553 sqft (0.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2022) |
| Tax Bill | $744.00 (2025) |
| Primary APN | 0890-17-10-2561 |
|---|---|
| Alternative APNs |
|
| Lot Area | 16,553 sqft (0.38 acres) |
|---|
| Account Number | 555784360 |
|---|---|
| Street Address | 68 SPRING ST |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5305 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0890-17-10-2561
Assessment roll updated October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 68 SPRING ST, SPRUCE PINE, NC 28777-5305 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 14, 2006 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Apr 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2022 · Amount on Record |
| Deed Sale | Apr 01, 2022 · Amount on Record |
| Deed Doc Number | 2022693 |
| Deed Book / Page | 641 / 837 |
| Prior Transfer Date | Jul 12, 2016 |
| Prior Transfer Doc | 570/238 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 68 SPRING ST, SPRUCE PINE, NC 28777-5305 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000433/393 |
|---|---|
| Date | Mar 14, 2006 |
| Book Page | 433/393 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 299 Months |
| Due | Feb 21, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 01, 2022 |
| Property Address | 68 SPRING ST, SPRUCE PINE, NC 28777-5305 |
| Document Number | 000641/837 |
| Book / Page | 641 / 837 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022000693 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 S PACK SQ # SQ1000, SQ1000, ASHEVILLE, NC 28801-3403 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 68 SPRING ST, SPRUCE PINE, NC 28777-5305 |
| Document Number | 2022000694 |
|---|---|
| Date | Apr 01, 2022 |
| Instrument | 2022000694 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $744.00 | $132,900 (-) Land $22,000 Building $110,900 | |
| 2023 | $744.00 | $132,900 Land $22,000 Building $110,900 | $132,900 Land $22,000 Building $110,900 |
68 Spring St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 35th percentile of exposed land nationally · 49th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,125 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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