68 Snyder Rd, Troy, MO 63379 Property Records

Lincoln County property record for 68 Snyder Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,680 sqft · built 1986
Lot Size	3.68 acres (160,562 sqft)
Owner	Individual Name on Record
Tax Bill	$2,867 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-27-000-000-022.002`

Property Details

APN / Parcel Number

Primary APN	`15-80-27-000-000-022.002`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Basement Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	160,562 sqft (3.68 acres)
Garage Type	Mixed
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	68 SNYDER RD
City	TROY
State	MO
Zip	63379-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.686 AC (3.00, 0.324 & 0.362 AC TRACTS) IN THE NW COR OF THE N1/2 NESW OF SEC 27: SURVEYS S/7, V/98 & W/93
Legal Range	01W
Legal Township	49
Legal Section	27
Legal Tract	1
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1007
Census Tract	810203

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	68 SNYDER RD, TROY, MO 63379-4521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 28, 2017	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023
Deed Sale	Sep 5, 2023
Prior Sale	Apr 8, 2015
Deed Document Number	2023006778
Deed Book / Page	2493 / 543
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	68 SNYDER RD, TROY, MO 63379-4521
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	ALL COUNTY TITLE COMPANY, ALL COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 SNYDER RD, TROY, MO 63379-4521

Mortgage

Document Number	002516/881
Date	Dec 22, 2025
Book Page	2516/881
Instrument	2025010457

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 5, 2023
Property Address	68 SNYDER RD, TROY, MO 63379-4521
Document Number	002493/543
Book / Page	2493 / 543
Instrument Date	Aug 29, 2023
Instrument	2023006778
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 WHITE ROCK LN, ELSBERRY, MO 63343-3262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 SNYDER RD, TROY, MO 63379-4521

Mortgage

Document Number	2023006779
Date	Sep 5, 2023
Instrument	2023006779

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	68 SNYDER RD, TROY, MO 63379-4521
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002446/657
Date	May 12, 2020
Book Page	2446/657
Instrument	2020004668

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	68 SNYDER RD, TROY, MO 63379-4521
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02413/0471
Date	Jul 26, 2017
Book Page	2413/0471
Instrument	2017006932

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 5, 2027

March 2017: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 28, 2017
Property Address	68 SNYDER RD, TROY, MO 63379-4521
Document Number	02409/0100
Book / Page	2409 / 0100
Instrument Date	Mar 17, 2017
Instrument	2017002526
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 SNYDER RD, 68, TROY, MO 63379-4521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 SNYDER RD, TROY, MO 63379-4521

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,867.00 (+11.95%)	$46,913 (+13.49%) Land $5,786 Building $41,127	$246,910 (+13.49%) Land $30,450 Building $216,460
2023	$2,561.00 (+4.57%)	$41,336 Land $5,320 Building $36,016	$217,560 Land $28,000 Building $189,560
2022	$2,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 2 serves 1,005 people · EPA ID MO6024341
Water Source	Purchased groundwater from TROY PWS
Last State Inspection	May 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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