68 Smith St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 68 Smith St, Lowell, MA 01851

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 5 ba · 5,030 sqft · built 1910
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$980,000 (Apr 2025)
Tax Bill	$9,627 (2026)
Deeds & Mortgages	Oct 2024 Refinance Jun 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`L04345`

Property Details

APN / Parcel Number

Primary APN	`L04345`
Alternative APNs	`LOWE M:121 B:5400 L:68` `M:000121 T:L04345`

Interior

Bedrooms	9 Beds
Full Baths	5 Baths
Total Rooms	20 Rooms
Units	5 Units
Stories	2 Stories
Building Area	5,030 sqft Living Area
Gross Area	7,910 sqft
1st Floor Area	2,110 sqft
Basement Area	2,110 sqft
Unfinished Basement	2,110 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	L04345
Street Address	68 SMITH ST
City	LOWELL
State	MA
Zip	01851-2614
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	TMF
Legal Block	5400
Legal Lot Number	68
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2002
Census Tract	311800

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	200 PARK ST, NEWTON, MA 02458-2313
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Jun 24, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ALIGN CREDIT UNION
Jun 24, 2022	Correction Deed
Jun 24, 2022	Correction Deed
Jun 24, 2022	Correction Deed
Jan 4, 2019	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Jun 24, 2022 · Amount on Record
Deed Book / Page	39187 / 102
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	68 SMITH ST, LOWELL, MA 01851-2614
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00038829-1
Date	Oct 17, 2024
Book Page	38829/1
Instrument	32203

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	145 Months
Due	Nov 1, 2036

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 24, 2022
Property Address	68 SMITH ST, LOWELL, MA 01851-2614
Document Number	037176-199
Book / Page	37176 / 199
Instrument Date	Jun 24, 2022
Instrument	27159
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 FISKE AVE, WALTHAM, MA 02453-7727

Mortgage

Document Number	0000027160
Date	Jun 24, 2022
Instrument	27160

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 24, 2022
Property Address	68 SMITH ST, LOWELL, MA 01851-2614
Document Number	037176-192
Book / Page	37176 / 192
Instrument Date	Jun 14, 2022
Instrument	27156
Record Updated	Jan 25, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 VARNUM AVE, LOWELL, MA 01854-2510

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 24, 2022
Property Address	68 SMITH ST, LOWELL, MA 01851-2614
Document Number	037176-189
Book / Page	37176 / 189
Instrument Date	Jun 14, 2022
Instrument	27155
Record Updated	Jan 25, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 HALE ST, LOWELL, MA 01851-3331

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 24, 2022
Property Address	68 SMITH ST, LOWELL, MA 01851-2614
Document Number	037176-186
Book / Page	37176 / 186
Instrument Date	Jun 14, 2022
Instrument	27154
Record Updated	Jan 25, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 HALE ST, LOWELL, MA 01851-3331

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 4, 2019
Property Address	68 SMITH ST, LOWELL, MA 01851-2614
Document Number	32691-210
Book / Page	032691 / 000210
Instrument Date	Jan 4, 2018
Instrument	717
Transaction Type	Transfer
Record Updated	Jan 22, 2019

Transaction

Amount	Amount Recorded
Tax	$444.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 VANUM AVE LOWELL MA 01854, LOWELL, MA 01854

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 24, 2017
Property Address	68 SMITH ST, LOWELL, MA 01851-2614
Document Number	30993-201
Book / Page	030993 / 000201
Instrument Date	Mar 10, 2017
Instrument	11981
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Amount	Amount Recorded
Tax	$108.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 HALE ST LOWELL MA 018513331, LOWELL, MA 01851-3331

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,627.00 (+15.74%)	$848,200 (+17.06%) Land $137,000 Building $711,200
2025	$8,318.00 (+0.54%)	$724,600 (+4.32%) Land $120,800 Building $603,800
2024	$8,273.00 (-2.03%)	$694,600 (+2.16%) Land $112,900 Building $581,700
2023	$8,444.00	$679,900 Land $98,200 Building $581,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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