68 S Ralph St, Westminster, MD 21157 Property Records

Carroll County property record for 68 S Ralph St, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,305 sqft · built 1950
Lot Size0.141 acres (6,149 sqft)
Owner2 Individual Names on File
Last Sale$149,000 (May 2010)
Tax Bill$3,696 (2026)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-069995

Property Details

APN / Parcel Number

Primary APN07-069995
Alternative APN
  • 069995

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,305 sqft Total Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialSiding
Roof MaterialMetal
Lot Area6,149 sqft (0.141 acres)
Lot Dimensions143 ft deep x 43 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area56 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number069995
Street Address68 S RALPH ST
CityWESTMINSTER
StateMD
Zip21157-5250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-750
Legal DescriptionLT - 6149 SQ FT 68 RALPH ST WESTMINSTER
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group1
Census Block1011
Census Tract507801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

68 S Ralph St is owned and occupied by two individuals who acquired it in December 2024.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address68 S RALPH ST, WESTMINSTER, MD 21157-5250
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2010 · Amount on File
Deed SaleMay 6, 2010 · Amount on File
Prior SaleJun 26, 2006 · Amount on File
Deed Document Number201092796
Deed Book / Page6173 / 240
Last Transfer DateDec 17, 2024
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address68 S RALPH ST, WESTMINSTER, MD 21157-5250
Document Number0097830041
Instrument DateJul 23, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address68 S RALPH ST WESTMINSTER MD 211575250, WESTMINSTER, MD 21157-5250

Mortgage

Document Number0097830041
DateJul 30, 2020
Book Page009783/000041
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term264 Months
DueJul 29, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 68 S Ralph St was $3,696, up 14.6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,696.00 (+14.57%)$220,000 Land $69,900 Building $150,100$220,000 Land $69,900 Building $150,100
2025$3,226.00
2023$2,301.00$136,200 Land $59,900 Building $76,300$136,200 Land $59,900 Building $76,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 S Ralph St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 S Ralph St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Quantum Internet & Telephone
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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