68 S Inglenook, Flat Rock, NC 28731 Property Records

Henderson County property record for 68 S Inglenook, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,994 sqft · built 2006
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$642,000 (Apr 2026)
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9577647570`

Property Details

APN / Parcel Number

Primary APN	`9577647570`
Alternative APN	`1004541`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,994 sqft Heated Area
1st Floor Area	1,994 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	6,098 sqft (0.14 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	248 sqft
Deck Area	160 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1004541
Street Address	68 S INGLENOOK
City	FLAT ROCK
State	NC
Zip	28731-4735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1004541~R-
Legal Description	HIGHLAND LAKE LO15-17 BL13 PL2004-5078 UN7
Legal Subdivision	HIGHLAND LAKE
Legal Block	64
Legal Lot Number	7570
Legal Unit	7
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2037
Census Tract	931402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	68 S INGLENOOK, FLAT ROCK, NC 28731-4735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE
Apr 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 11, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	20261048568
Deed Book / Page	4432 / 82
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Recording Date	Jun 29, 2026
Property Address	68 S INGLENOOK, FLAT ROCK, NC 28731-4735
Document Number	0001051635
Book / Page	4456 / 545
Instrument Date	Jun 24, 2026
Instrument	20261051635
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 S INGLENOOK, FLAT ROCK, NC 28731-4735

Mortgage

Document Number	0001051635,
Date	Jun 29, 2026
Book Page	4456/545
Instrument	20261051635

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 30, 2026
Property Address	68 S INGLENOOK, FLAT ROCK, NC 28731-4735
Document Number	0001048568
Book / Page	4432 / 82
Instrument Date	Apr 27, 2026
Instrument	2026.1048568
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$129,684.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 S INGLENOOK, FLAT ROCK, NC 28731-4735

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 11, 2022
Property Address	68 S INGLENOOK, FLAT ROCK, NC 28731-4735
Document Number	0039110064
Book / Page	3911 / 64
Map Reference	SL 5078
Instrument Date	May 9, 2022
Instrument	979383
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 WINDSTONE DR, 112, FLETCHER, NC 28732-0015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 S INGLENOOK, FLAT ROCK, NC 28731-4735

Mortgage

Document Number	0000979384
Date	May 11, 2022
Instrument	979384

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	5-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,700 (-) Land $60,000 Building $459,700
2025	$2,239.00	$519,700 (-) Land $60,000 Building $459,700
2023		$519,700 Land $60,000 Building $459,700	$519,700 Land $60,000 Building $459,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2024–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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