68 River Ridge Ln, Independence, VA 24348 Property Records

Grayson County property record for 68 River Ridge Ln, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,176 sqft · built 1989
Lot Size	2.11 acres (91,912 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Mar 2018)
Tax Bill	$814 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75-7-2`

Property Details

APN / Parcel Number

Primary APN	`75-7-2`
Alternative APN	`1883`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	3,481 sqft
1st Floor Area	2,033 sqft
Basement Area	918 sqft
Finished Basement	918 sqft
Unfinished Basement	918 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2011
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	91,912 sqft (2.11 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Deck Area	363 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1883
Street Address	68 RIVER RIDGE LN
City	INDEPENDENCE
State	VA
Zip	24348-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	2.11 75-7-2
Legal Subdivision	PINEY WOOD SD
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	3
Census Block	3016
Census Tract	60201

Owner

68 River Ridge Ln is owned and occupied by an individual who bought it in March 2018.

Source: Grayson County records, as of June 1, 2026

Owner of Record	Individual Name on File
Mailing Address	68 RIVER RIDGE LN, INDEPENDENCE, VA 24348-3658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2018	Warranty Deed, Transfer · FHA Mortgage RENASANT BANK
Jan 18, 2017	Warranty Deed, Transfer · FHA Mortgage CAROLINA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Jan 18, 2017 · Amount on File
Deed Document Number	2018573
Deed Book / Page	617 / 190
Record Updated	Sep 20, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Mar 23, 2018
Property Address	68 RIVER RIDGE LN, INDEPENDENCE, VA 24348-3658
Document Number	617/190
Book / Page	617 / 190
Instrument Date	Mar 23, 2018
Instrument	180000573
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 RIVER RIDGE LN, FANCY GAP, VA 24328

Mortgage

Document Number	180000574
Date	Mar 23, 2018
Instrument	180000574

Lender

Name	RENASANT BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Jan 18, 2017
Property Address	68 RIVER RIDGE LN, INDEPENDENCE, VA 24348-3658
Document Number	170000074
Instrument Date	Dec 12, 2016
Instrument	170000074
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1668, GALAX, VA 24333-7668

Mortgage

Document Number	170000075
Date	Jan 18, 2017
Instrument	170000075

Lender

Name	CAROLINA BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 68 River Ridge Ln was $814.

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$814.00	$140,400 Land $21,500 Building $118,900	$140,400 Land $21,500 Building $118,900
2023	$974.00	$140,400 Land $21,500 Building $118,900	$140,400 Land $21,500 Building $118,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 River Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 River Ridge Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GigaBeam Networks.

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