68 Old Farm Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 68 Old Farm Rd, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,825 sqft · built 1978
Lot Size	0.357 acres (15,568 sqft)
Owner	2 Individual Names on File
Last Sale	$1,025,000 (Sep 2022)
Tax Bill	$11,521 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:004.0-0000-0160.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:004.0-0000-0160.0`
Alternative APNs	`M:004.0=0000=0160.0` `110000000670` `110000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,825 sqft Living Area
Gross Area	2,912 sqft
Basement Area	1,250 sqft
Unfinished Basement	775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2021
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,568 sqft (0.357 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	110000000670
Street Address	68 OLD FARM RD
City	READING
State	MA
Zip	01867-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1014
Census Tract	334100

Owner

68 Old Farm Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	68 OLD FARM RD, READING, MA 01867-3930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · ARM WASHINGTON TRUST MORTGAGE CO
Sep 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP.
Jan 25, 2022	Redemption Deed, Transfer
Jan 11, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHERN BANK & TRUST CO
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit DIRECT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Jan 11, 2022 · Amount on File
Deed Book / Page	80777 / 547
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	68 OLD FARM RD, READING, MA 01867-3930
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081905-436
Date	Aug 18, 2023
Book Page	81905/436
Instrument	93341

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Sep 1, 2030
Index	1-Year CMT
Margin	3

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Sep 30, 2022
Property Address	68 OLD FARM RD, READING, MA 01867-3930
Document Number	080777-547
Book / Page	80777 / 547
Instrument Date	Sep 30, 2022
Instrument	148011
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	68 OLD FARM RD, READING, MA 01867-3930

Mortgage

Document Number	0000148012
Date	Sep 30, 2022
Instrument	148012

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	READING MA
Recording Date	Jan 25, 2022
Property Address	68 OLD FARM RD, READING, MA 01867-3930
Document Number	079587-216
Book / Page	79587 / 216
Instrument Date	Jan 12, 2022
Instrument	13469
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jan 11, 2022
Property Address	68 OLD FARM RD, READING, MA 01867-3930
Document Number	079514-418
Book / Page	79514 / 418
Instrument Date	Jan 5, 2022
Instrument	5528
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BANCROFT AVE, READING, MA 01867-2512

Mortgage

Document Number	0000005529
Date	Jan 11, 2022
Instrument	5529

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	68 OLD FARM RD, READING, MA 01867-3930
Document Number	69987-465
Book / Page	069987 / 000465
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69987-465
Date	Sep 27, 2017
Book Page	069987/000465
Instrument	155948

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 26, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 68 Old Farm Rd was $11,521, up 0.9% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,521.00 (+0.92%)	$1,051,200 (+4.88%) Land $573,600 Building $477,100	$996,655 (-12.38%)
2025	$11,416.00 (-1.21%)	$1,002,300 (+1.65%) Land $546,900 Building $455,400	$1,137,530 (+3.64%)
2024	$11,556.00 (+7.62%)	$986,000 (+15.61%) Land $538,000 Building $448,000	$1,097,630
2023	$10,738.00	$852,900 Land $471,300 Building $381,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Old Farm Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1998)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 68 Old Farm Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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