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68 Mountain Close Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 68 Mountain Close Ln, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,872 sqft · built 1916
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on Record
Last Sale$452,500 (Apr 2016)
Tax Bill$2,098 (2025)
Deeds & MortgagesJun 2017 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN9577460833

Property Details

APN / Parcel Number

Primary APN9577460833
Alternative APN
  • 1016701

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,872 sqft Heated Area
1st Floor Area1,880 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialWood Siding
Lot Area29,621 sqft (0.68 acres)

Exterior Amenities

PorchSlab
Porch Area934 sqft
Deck Area252 sqft
Tennis CourtTennis Court

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1016701
Street Address68 MOUNTAIN CLOSE LN
CityFLAT ROCK
StateNC
Zip28731-0799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1016701~R-
Legal DescriptionANNE SINKLER WHALEY LECLERCQ LO3-5 PL2014-9386
Legal Block46
Legal Lot Number833
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group2
Census Block2030
Census Tract931402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation)
listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address68 MOUNTAIN CLOSE LN, FLAT ROCK, NC 28731-0799
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
TRULIANT FCU
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2016 · Amount on Record
Deed SaleApr 15, 2016 · Amount on Record
Deed Book / Page1658 / 462
Prior Transfer DateApr 7, 2015
Prior Transfer Doc0016130065
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address68 MOUNTAIN CLOSE LN, FLAT ROCK, NC 28731-0799
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030680424
DateJun 20, 2017
Book Page3068/424
Lender
NameTRULIANT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address68 MOUNTAIN CLOSE LN, FLAT ROCK, NC 28731-0799
Document Number0035900348
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedJan 12, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address68 MOUNTAIN CLOSE LN FLAT ROCK NC 287310799, FLAT ROCK, NC 28731-0799

Mortgage

Document Number0035900348
DateOct 30, 2020
Book Page003590/000348
Instrument937026
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 29, 2035

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$486,900 (-) Land $62,200 Building $424,700
2025$2,098.00$486,900 (-) Land $62,200 Building $424,700
2023$486,900 Land $62,200 Building $424,700$486,900 Land $62,200 Building $424,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims5 (2024–2025)
Claims Outside the SFHA1 of 5
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Tropical Storm Helene, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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