68 Montego Ct, Coronado, CA 92118 Property Records

San Diego County property record for 68 Montego Ct, Coronado, CA 92118

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,471 sqft · built 1982
Lot Size	3.92 acres (171,164 sqft)
Owner	Individual Name on Record
Last Sale	$790,000 (Jul 2020)
Tax Bill	$9,458 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`615-063-20-68`

Property Details

APN / Parcel Number

Primary APN	`615-063-20-68`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,471 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Lot Area	171,164 sqft
View / Lot	Bay

Location & Zoning

Street Address	68 MONTEGO CT
City	CORONADO
State	CA
Zip	92118-3249
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 1 US 68PER DOC81-084016&UND INT IN TR 007911
Legal Subdivision	MONTEGO BAY CLUB
Legal Tract	007911
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	10601

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	68 MONTEGO CT, CORONADO, CA 92118-3249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Commercial Mortgage CHAMPIONS FUNDING LLC
May 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 1, 2020	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Aug 30, 2006 · Amount on Record
Deed Document Number	2020348220
Last Transfer Date	Jan 21, 2025
Transfer Doc	0000015761
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	68 MONTEGO CT, CORONADO, CA 92118-3249
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 2ND ST B309, B309, CORONADO, CA 92118-1567

Mortgage

Document Number	0000086841
Date	Mar 30, 2026
Instrument	2026-0086841

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	68 MONTEGO CT, CORONADO, CA 92118-3249
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 MONTEGO CT, CORONADO, CA 92118-3249

Mortgage

Document Number	0000129234
Date	May 17, 2023
Instrument	2023-0129234

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2043

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	68 MONTEGO CT, CORONADO, CA 92118-3249
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 MONTEGO CT, CORONADO, CA 92118-3249

Mortgage

Document Number	0000200782
Date	May 10, 2022
Instrument	2022-0200782

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	68 MONTEGO CT, CORONADO, CA 92118-3249
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 MONTEGO CT, CORONADO, CA 92118-3249

Mortgage

Document Number	0000380995
Date	May 19, 2021
Instrument	2021-0380995

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2020
Property Address	68 MONTEGO CT, CORONADO, CA 92118-3249
Document Number	0000348220
Instrument Date	Jun 30, 2020
Instrument	348220
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$869.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	510 E H ST #23 CHULA VISTA CA 919107508, 23, CHULA VISTA, CA 91910-7508

Mortgage

Document Number	348221
Date	Jul 1, 2020
Instrument	348221

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$872,222 (+2%) Land $640,366 Building $231,856
2025	$9,458.00 (+2.33%)	$855,120 (+4.04%) Land $627,810 Building $227,310
2024	$9,243.00 (+1.59%)
2023	$9,098.00 (+1.89%) Homeowner's exemption	$821,916 Land $603,432 Building $218,484
2022	$8,929.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1993–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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