Garrard County property record for 68 Miller Ave, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jun 2022) |
| Tax Bill | $1,333 (2025) |
| Deeds & Mortgages | Jun 2022 Sale Aug 2010 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34A-04-009 |
| Primary APN | 34A-04-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Basement |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 24288 |
|---|---|
| Street Address | 68 MILLER AVE |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L |
| Legal Subdivision | SUNSET PLACE |
| Legal Lot Number | B |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970201 |
68 Miller Ave is owned and occupied by an individual who bought it in June 2022.
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 68 MILLER AVE, LANCASTER, KY 40444-9789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed, Transfer |
| Aug 14, 2010 | Deed, Transfer |
| Jul 2, 2008 | Deed, Transfer · Conventional Mortgage FIRST SOUTHERN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on File |
| Deed Sale | Jun 16, 2022 · Amount on File |
| Deed Document Number | 2022170043 |
| Deed Book / Page | 316 / 384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jun 16, 2022 |
| Property Address | 68 MILLER AVE, LANCASTER, KY 40444-9789 |
| Document Number | 00D316/384 |
| Book / Page | D316 / 384 |
| Map Reference | DB 263 PG 592 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 170043 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 ALLIE DR, MCDONOUGH, GA 30252-3610 |
| Name | Verified Name |
|---|---|
| Address | 68 MILLER AVE, LANCASTER, KY 40444-9789 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 14, 2010 |
| Property Address | 68 MILLER AVE, LANCASTER, KY 40444-9789 |
| Document Number | 000259/561 |
| Book / Page | 259 / 561 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jul 2, 2008 |
| Property Address | 68 MILLER AVE, LANCASTER, KY 40444-9789 |
| Document Number | 000250/221 |
| Book / Page | 250 / 221 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000M285/01 |
|---|---|
| Date | Jul 2, 2008 |
| Book Page | M285/01 |
| Instrument | 95847 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Address | LANCASTER, KY 40444 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2038 |
The 2025 property tax bill for 68 Miller Ave was $1,333 with a homeowner's exemption, down 2.6% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,000 (-) Land $30,000 Building $145,000 | $175,000 (-) Land $30,000 Building $145,000 | |
| 2025 | $1,333.00 (-2.63%) Homeowner's exemption | $175,000 (-) Land $30,000 Building $145,000 | $175,000 (-) Land $30,000 Building $145,000 |
| 2024 | $1,369.00 (-2.7%) Homeowner's exemption | $175,000 (-) Land $30,000 Building $145,000 | $175,000 (-) Land $30,000 Building $145,000 |
| 2023 | $1,407.00 Homeowner's exemption | $175,000 Land $30,000 Building $145,000 | $175,000 Land $30,000 Building $145,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 68 Miller Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 68 Miller Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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