68 Middlesex Rd, Rochester, NY 14610 Property Records

Monroe County and Rochester City property record for 68 Middlesex Rd, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,191 sqft · built 1935
Lot Size	0.091 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$52,900 (Dec 1998)
Tax Bill	$1,515 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071294-00.0`

Property Details

APN / Parcel Number

Primary APN	`071294-00.0`
Alternative APNs	`140012240000020470000000` `261400 122.40-2-47`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,191 sqft Living Area
1st Floor Area	608 sqft
2nd Floor Area	583 sqft
Game Room	Game Room

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Slab
Porch Area	147 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	071294-00.0
Street Address	68 MIDDLESEX RD
City	ROCHESTER
State	NY
Zip	14610-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0077.00 304 21 00000 155 P J COGSWELL SUB
Legal Subdivision	THE PIERCE J COGSWELL SUBDIVISION
Legal Block	2
Legal Lot Number	47.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3002
Census Tract	7700

Owner

68 Middlesex Rd is owned and occupied by an individual who acquired it in April 2001.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	68 MIDDLESEX RD, ROCHESTER, NY 14610-1125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jun 27, 2017	Deed of Trust, Mortgage · Line of Credit ESL FCU
Nov 9, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 1998 · Amount on File
Deed Sale	Dec 1, 1998 · Amount on File
Prior Sale	Jul 16, 1997 · Amount on File
Deed Book / Page	9094 / 233
Last Transfer Date	Apr 16, 2001
Transfer Doc	9450000425
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	68 MIDDLESEX RD, ROCHESTER, NY 14610-1125
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000722
Date	Sep 8, 2022
Book Page	30050/455
Instrument	202209080722

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	68 MIDDLESEX RD, ROCHESTER, NY 14610-1125
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000217
Date	Jun 27, 2017
Book Page	27200/125
Instrument	201706270217

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	68 MIDDLESEX RD, ROCHESTER, NY 14610-1125
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 MIDDLESEX RD, ROCHESTER, NY 14610-1125

Mortgage

Document Number	0000001134
Date	Nov 9, 2020
Book Page	28845/103
Instrument	202011091134

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 68 Middlesex Rd was $1,515 with a homeowner's exemption, down 2.1% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,515.00 (-2.07%) Homeowner's exemption
2025	$1,547.00	$174,000 Land $8,600 Building $165,400	$174,000 Land $8,600 Building $165,400
2023		$119,500 Land $7,200 Building $112,300	$143,976 Land $8,675 Building $135,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Middlesex Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 68 Middlesex Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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