68 Locust St, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 68 Locust St, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	7 bd · 4.5 ba · 4,584 sqft · built 1920
Lot Size	0.149 acres (6,495 sqft)
Owner	Individual Name on File
Last Sale	$382,000 (Dec 2007)
Tax Bill	$11,808 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WINT M:062 L:060`

Property Details

APN / Parcel Number

Primary APN	`WINT M:062 L:060`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	4,584 sqft Living Area
Gross Area	6,512 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,495 sqft (0.149 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	68 LOCUST ST
City	WINTHROP
State	MA
Zip	02152-1160
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	60
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1005
Census Tract	180101

Owner

68 Locust St, a duplex, is owned and occupied by an individual who bought it in December 2007.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	68 LOCUST ST, WINTHROP, MA 02152-1160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EAST BOSTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2007 · Amount on File
Deed Sale	Dec 28, 2007 · Amount on File
Deed Document Number	2007138224
Deed Book / Page	42910 / 20
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	68 LOCUST ST, WINTHROP, MA 02152-1160
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00066801-9
Date	Dec 7, 2021
Book Page	66801/9
Instrument	131744

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	68 LOCUST ST, WINTHROP, MA 02152-1160
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64999-248
Date	Mar 16, 2021
Book Page	64999/248
Instrument	28100

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 68 Locust St was $11,808, up 12.9% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,808.00 (+12.93%)	$1,060,000 (+4.62%) Land $362,300 Building $697,700	$1,018,793
2025	$10,456.00 (+33.88%)	$1,013,200 (+35.18%) Land $345,000 Building $668,200
2024	$7,810.00 (-6.55%)	$749,500 (-4.03%) Land $331,600 Building $417,900
2023	$8,357.00	$781,000 Land $303,500 Building $477,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 individual policies
Nearby Flood Policies	71 units insured incl. 26 condo units
Nearby Flood Claims	92 (1978–2023)
Claims Outside the SFHA	5 of 92
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 9 claims Coastal Storm, Oct 1991 · 23 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 68 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy, Verizon.

Nearby Properties on Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures