68 Lawrence St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 68 Lawrence St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,668 sqft · built 1978
Lot Size	4.68 acres (204,148 sqft)
Owner	2 Individual Names on File
Last Sale	$502,500 (Jun 2023)
Tax Bill	$6,392 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0002 B:0018 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0002 B:0018 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,668 sqft Living Area
Gross Area	4,316 sqft
Basement Area	936 sqft
Unfinished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	204,148 sqft (4.68 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	68 LAWRENCE ST
City	PEPPERELL
State	MA
Zip	01463-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Block	18
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	2
Census Block	2004
Census Tract	327101

Owner

68 Lawrence St is owned and occupied by two individuals who acquired it in October 2023.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	68 LAWRENCE ST, PEPPERELL, MA 01463-1010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE
Oct 25, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 8, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TRIANGLE CREDIT UNION
Mar 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Deed Document Number	202361048
Deed Book / Page	81631 / 95
Last Transfer Date	Oct 18, 2023
Transfer Doc	082135-115
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	68 LAWRENCE ST, PEPPERELL, MA 01463-1010
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085224-144
Date	Feb 12, 2026
Book Page	85224/144
Instrument	15930

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Oct 25, 2023
Property Address	68 LAWRENCE ST, PEPPERELL, MA 01463-1010
Document Number	082135-115
Book / Page	82135 / 115
Instrument Date	Oct 18, 2023
Instrument	121371
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	68 LAWRENCE ST, PEPPERELL, MA 01463-1010

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jun 8, 2023
Property Address	68 LAWRENCE ST, PEPPERELL, MA 01463-1010
Document Number	0081631-95
Book / Page	81631 / 95
Instrument Date	Jun 8, 2023
Instrument	61048
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 LAWRENCE ST, PEPPERELL, MA 01463-1010

Mortgage

Document Number	0000061052
Date	Jun 8, 2023
Instrument	61052

Lender

Name	TRIANGLE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 1, 2029
Max Rate At Change	3%
Index	5-Year CMT
Margin	3

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Mar 4, 2020
Property Address	68 LAWRENCE ST, PEPPERELL, MA 01463-1010
Document Number	74232-572
Book / Page	074232 / 000572
Instrument Date	Feb 21, 2020
Instrument	32735
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 LAWRENCE ST PEPPERELL MA 014631010, PEPPERELL, MA 01463-1010

Tax Assessment & Valuation

The 2025 property tax bill for 68 Lawrence St was $6,392, up 9.9% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$78,000 (-82.15%) Land $78,000
2025	$6,392.00 (+9.88%)	$436,900 (+7.77%) Land $149,700 Building $287,200
2024	$5,817.00 (+6.58%)	$405,400 (+12.45%) Land $135,600 Building $269,800
2023	$5,458.00	$360,500 Land $115,000 Building $245,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 68 Lawrence St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Lawrence St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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