68 Lake Thunderbird Dr, Putnam, IL 61560 Property Records

Putnam County property record for 68 Lake Thunderbird Dr, Putnam, IL 61560

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-049-310`

Property Details

APN / Parcel Number

Primary APN	`03-00-049-310`
Alternative APN	`03-00-049-305`

Location & Zoning

Street Address	68 LAKE THUNDERBIRD DR
City	PUTNAM
State	IL
Zip	61560-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	PUTNAM IL
Township / Civil Division	SENACHWINE
Census Block Group	2
Census Block	2023
Census Tract	954600

Owner

Source: Putnam County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	68 LAKE THUNDERBIRD DR, PUTNAM, IL 61560-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 20, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 27, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 22, 2015	Intrafamily Transfer, Transfer
Nov 21, 2013	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage HEARTLAND BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 20, 2015
Transfer Doc	00121/3169
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IL
Property Address	68 LAKE THUNDERBIRD DR, PUTNAM, IL 61560-9757
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 LAKE THUNDERBIRD DR, PUTNAM, IL 61560-9757

Mortgage

Document Number	0000220861
Date	Sep 30, 2022
Instrument	22-0861

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	477 Months
Due	Jun 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Sep 20, 2021
Property Address	68 LAKE THUNDERBIRD DR, PUTNAM, IL 61560-9757
Document Number	00132/1925
Book / Page	132 / 1925
Map Reference	MB 3 PG 162
Instrument Date	Sep 15, 2021
Instrument	21-0929
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	68 LAKE THUNDERBIRD DR, PUTNAM, IL 61560-9757

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Jan 27, 2021
Property Address	68 LAKE THUNDERBIRD DR, PUTNAM, IL 61560-9757
Document Number	00131/1562
Book / Page	131 / 1562
Map Reference	MB 3 PG 162
Instrument Date	Jan 25, 2021
Instrument	21-0094
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	353 N WILLIAM ST, JOLIET, IL 60435-6956

Mortgage

Document Number	0000210095
Date	Jan 27, 2021
Instrument	21-0095

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

January 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM IL
Recording Date	Jan 22, 2015
Property Address	68 LAKE THUNDERBIRD DR, PUTNAM, IL 61560-9757
Document Number	00121/3169
Book / Page	121 / 3169
Instrument Date	Jan 20, 2015
Instrument	15-0021
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PUTNAM, IL 61560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	METAMORA, IL 61548

November 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM IL
Recording Date	Nov 21, 2013
Property Address	68 LAKE THUNDERBIRD DR, PUTNAM, IL 61560-9757
Document Number	000120/606
Book / Page	120 / 606
Instrument Date	Nov 4, 2013
Instrument	13-1291
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PUTNAM, IL 61560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PUTNAM, IL 61560

Mortgage

Document Number	000120/608
Date	Nov 21, 2013
Book Page	120/608
Instrument	13-1292

Lender

Name	HEARTLAND BANK AND TRUST COMPANY
Type	Seller
Address	401 N HERSHEY RD, BLOOMINGTON, IL 61704

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2028

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Putnam County
County Subdivision	Senachwine Township
Unified School District	Henry-Senachwine Consolidated Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$76,662 (+49.06%) Land $4,609 Building $72,053	$229,986 (+49.06%) Land $13,827 Building $216,159
2024	Disabled Person's exemption Veteran's exemption	$51,430 Land $2,092 Building $49,338	$154,290 Land $6,276 Building $148,014
2023	Disabled Person's exemption Veteran's exemption

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	50 (1982–2020)
Claims Outside the SFHA	8 of 50
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE THUNDERBIRD SUBDIVSION private · serves 450 people · EPA ID IL1555050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Nextlink, T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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