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68 Juarez Cir, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 68 Juarez Cir, Covington, KY 41017 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 950 sqft · built 1972
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Jul 2020)
Tax Bill$1,238 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN045-30-00-321.00

Property Details

APN / Parcel Number

Primary APN045-30-00-321.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area950 sqft Finished Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions122 ft deep x 69 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address68 JUAREZ CIR
CityCOVINGTON
StateKY
Zip41017-9747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAHAMA GARDENS SEC 2 LOT 32 RESUB PT SEC 1
Legal SubdivisionBAHAMA GARDENS
Legal Phase2
Legal Lot Number32
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1017
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-321.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address68 JUAREZ CIR, COVINGTON, KY 41017-9747
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
May 04, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 22, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONS RELIABLE LNDG
Jul 27, 2020Warranty Deed, Transfer · FHA Mortgage
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2020 · Amount on Record
Deed SaleJul 27, 2020 · Amount on Record
Prior SaleMay 22, 2015 · Amount on Record
Deed Document Number20205900278
Deed Book / Page33 / 821
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateMay 29, 2026
Property Address68 JUAREZ CIR, COVINGTON, KY 41017-9747
Document Number0000011118
Book / Page438 / 546
Instrument DateMay 15, 2026
Instrument202611118
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 JUAREZ CIR, COVINGTON, KY 41017-9747

Mortgage

Document Number0000011118,
DateMay 29, 2026
Book Page438/546
Instrument202611118
Lender
NameGUARDIAN SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 14, 2036
Interest
Rate6.3%
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address68 JUAREZ CIR, COVINGTON, KY 41017-9747
Transaction TypeMortgage
Record UpdatedMay 18, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 JUAREZ CIR, COVINGTON, KY 41017-9747

Mortgage

Document Number0005900002
DateMay 04, 2021
Book Page210/691
Instrument21050405900002
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term351 Months
DueAug 01, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address68 JUAREZ CIR, COVINGTON, KY 41017-9747
Document Number0000000279
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedAug 27, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 JUAREZ CIR COVINGTON KY 410179747, COVINGTON, KY 41017-9747

Mortgage

Document Number0000000279
DateJul 27, 2020
Book Page000M74/000430
Instrument279
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 27, 2020
Property Address68 JUAREZ CIR, COVINGTON, KY 41017-9747
Document Number0000000278
Book / Page000033 / 000821
Instrument DateJul 22, 2020
Instrument278
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 JUAREZ CIR COVINGTON KY 410179747, COVINGTON, KY 41017-9747

Mortgage

Document Number279
DateJul 27, 2020
Book Page000M74/000430
Instrument279
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,238.00 (-7.06%)$125,000 (-) Land $10,000 Building $115,000$125,000 (-) Land $10,000 Building $115,000
2023$1,332.00$125,000 Land $10,000 Building $115,000$125,000 Land $10,000 Building $115,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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