68 Hillcrest Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 68 Hillcrest Dr, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	4,332 sqft · built 1962
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,250,000 (Oct 2023)
Tax Bill	$27,648 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-01106-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`63-01106-0000-00003`
Alternative APNs	`630110600003` `145800`

Interior

Stories	1 Story
Building Area	4,332 sqft Living Area
1st Floor Area	4,332 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	145800
Street Address	68 HILLCREST DR
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	SADDLE HORN FARMS
Legal Block	1106
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3000
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	68 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 9, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage USALLIANCE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Dec 9, 2020 · Amount on Record
Deed Document Number	202368772
Deed Book / Page	5108 / 655
Prior Transfer Date	Mar 21, 2007
Prior Transfer Doc	0093180134
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 18, 2023
Property Address	68 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004
Document Number	0051080655
Book / Page	5108 / 655
Instrument Date	Oct 12, 2023
Instrument	2023068772
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	687 BURKE ST, TOWNSHIP OF WASHINGTON, NJ 07676-3831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004

Mortgage

Document Number	2023068773
Date	Oct 18, 2023
Instrument	2023068773

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2033
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Max Rate	10.7%

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 9, 2020
Property Address	68 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004
Document Number	0038590559
Book / Page	3859 / 559
Instrument Date	May 7, 2020
Instrument	20-131049
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	GUARDIAN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 HILLCREST DR, 68, UPPER SADDLE RIVER, NJ 07458-2004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004

Mortgage

Document Number	20131050
Date	Dec 9, 2020
Instrument	20-131050

Lender

Name	USALLIANCE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,067,500 (-) Land $418,000 Building $649,500	$1,067,500 (-) Land $418,000 Building $649,500
2025	$27,648.00 (+1.73%)	$1,067,500 (+17.28%) Land $418,000 Building $649,500	$1,067,500 (+17.28%) Land $418,000 Building $649,500
2024	$27,179.00 (+20.75%)
2023		$910,200 (-) Land $418,000 Building $492,200	$910,200 (-) Land $418,000 Building $492,200
2022	$22,509.00 (+0.2%)	$910,200 Land $418,000 Building $492,200	$910,200 Land $418,000 Building $492,200
2021	$22,463.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Hillcrest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures