68 Hickory Dr, Morehead, KY 40351 Property Records

Rowan County property record for 68 Hickory Dr, Morehead, KY 40351

Property Summary

Property TypeSingle Family Home
Details3,098 sqft
OwnerIndividual Name on File
Tax Bill$3,764 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN029-00 00 015.06

Property Details

APN / Parcel Number

Primary APN029-00 00 015.06
Alternative APNs
  • 285
  • 286
  • 295

Interior

Stories1 Story
Building Area3,098 sqft Living Area
Basement Area1,899 sqft

Exterior

Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Garage TypeAttached

Location & Zoning

Account Number295
Street Address68 HICKORY DR
CityMOREHEAD
StateKY
Zip40351-8174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT #5 & 5A HICKORY POINTE 29-15.53
Legal SubdivisionHICKORY POINTE
Legal Lot Number5A
JurisdictionROWAN KY
Township / Civil DivisionHILDA-TRIPLETT
Census Block Group2
Census Block2022
Census Tract950100

Owner

68 Hickory Dr is owned and occupied by an individual who acquired it in July 2009.

Source: Rowan County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Mailing Address6730 FLEMINGSBURG RD, MOREHEAD, KY 40351-8242
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2009
Deed SaleJul 16, 2009
Deed Document Number364087
Deed Book / PageD233 / 253
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN KY
Property Address68 HICKORY DR, MOREHEAD, KY 40351-8174
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA405/121
DateApr 24, 2019
Book PageA405/121
Instrument413705
Lender
NameKENTUCKY BANK
TypeBank
AddressMOREHEAD, KY 40351
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueApr 19, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 68 Hickory Dr was $3,764 with a homeowner's exemption.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,764.00 Homeowner's exemption$498,900 Land $37,000 Building $461,900$498,900 Land $37,000 Building $461,900
2023$3,855.00 Homeowner's exemption$498,900 Land $37,000 Building $461,900$498,900 Land $37,000 Building $461,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Hickory Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2010)
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Hickory Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWAN WATER INC
private · serves 18,765 people · EPA ID KY1030375
Water SourcePurchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State InspectionFeb 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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