68 Hemlock Dr, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 68 Hemlock Dr, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,152 sqft · built 1991
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$29,000 (Sep 2017)
Tax Bill	$8,706 (2026)
Deeds & Mortgages	Oct 2021 Refinance May 2018 Line of Credit + 1 more
APN	`1.-073-08`

Property Details

APN / Parcel Number

Primary APN	`1.-073-08`
Alternative APNs	`488918400200010210000000` `164889 184.2-1-21`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	288 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Raised
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	200 ft deep x 132 ft wide
View / Lot	Waterfront / Beach

Exterior Amenities

Porch	Slab
Porch Area	1,024 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1.-073-08
Street Address	68 HEMLOCK DR
City	MALONE
State	NY
Zip	12953-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC9M BLOCK39 LOT12
Legal Block	1
Legal Lot Number	21.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	5
Census Block	5008
Census Tract	951400

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	68 HEMLOCK DR, MALONE, NY 12953-3327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
May 8, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Sep 25, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on Record
Deed Sale	Sep 25, 2017 · Amount on Record
Prior Sale	Jun 18, 2015 · Amount on Record
Deed Document Number	20174609
Prior Transfer Date	Jun 30, 2006
Prior Transfer Doc	0009200213
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	68 HEMLOCK DR, MALONE, NY 12953-3327
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005277
Date	Oct 5, 2021
Instrument	2021-5277

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	68 HEMLOCK DR, MALONE, NY 12953-3327
Document Number	0000002412
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	68 HEMLOCK DR MALONE NY 129533327, MALONE, NY 12953-3327

Mortgage

Document Number	0000002412
Date	May 23, 2018
Instrument	2412

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Sep 25, 2017
Property Address	68 HEMLOCK DR, MALONE, NY 12953-3327
Document Number	0000004609
Instrument Date	Sep 22, 2017
Instrument	4609
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$116.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	735 LAMBERTON RD MOOERS FORKS NY 129592618, MOOERS FORKS, NY 12959-2618

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,706.00 (-3.35%)
2025	$9,008.00 (+223.33%)	$234,100 (-) Land $61,600 Building $172,500	$433,519 (+11.11%) Land $114,074 Building $319,445
2023		$234,100 (-) Land $61,600 Building $172,500	$390,167 (+14.17%) Land $102,667 Building $287,500
2022		$234,100 Land $61,600 Building $172,500	$341,752 Land $89,927 Building $251,825
2021	$2,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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