68 Gerow Ave, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 68 Gerow Ave, Spring Valley, NY 10977

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,653 sqft · built 1986
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Sep 2022)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`392689 57.18-2-22.1`

Property Details

APN / Parcel Number

Primary APN	`392689 57.18-2-22.1`
Alternative APNs	`268905701800020220010000` `00512850000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,653 sqft Total Area
1st Floor Area	812 sqft
2nd Floor Area	841 sqft
Game Room	Game Room

Exterior

Year Built	Built 1986
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00512850000
Old Parcel Number	268905701800020220010000
Street Address	68 GEROW AVE
City	SPRING VALLEY
State	NY
Zip	10977-5846
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-15
Legal Description	MAP #1349
Legal Block	2
Legal Lot Number	22.001
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1000
Census Tract	12115

Owner

68 Gerow Ave, a duplex, is owned and occupied by an individual who bought it in September 2022.

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner of Record	Individual Name on File
Mailing Address	68 GEROW AVE, SPRING VALLEY, NY 10977-5846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage FINANCE AMERICA MORTGAGE
Jan 24, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	Oct 4, 2016 · Amount on File
Deed Document Number	0202235169
Deed Book / Page	2022 / 35169
Record Updated	Jun 8, 2026

September 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Sep 29, 2022
Property Address	68 GEROW AVE, SPRING VALLEY, NY 10977-5846
Document Number	0000035169
Map Reference	BK 119 PG 86
Instrument Date	Sep 23, 2022
Instrument	2022-00035169
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 ASHER DR, SPRING VALLEY, NY 10977-2786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HOYT ST, SPRING VALLEY, NY 10977-4831

Mortgage

Document Number	0000035170
Date	Sep 29, 2022
Instrument	2022-00035170

Lender

Name	FINANCE AMERICA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	68 GEROW AVE, SPRING VALLEY, NY 10977-5846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002501
Date	Jan 24, 2017
Instrument	2017-00002501

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	143 Months
Due	Dec 30, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	68 GEROW AVE, SPRING VALLEY, NY 10977-5846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TRACK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030566
Date	Oct 23, 2019
Instrument	2019-00030566

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$46,500 (-) Land $12,000 Building $34,500	$599,227 (+821.89%) Land $154,639 Building $444,588
2023	$46,500 Land $12,000 Building $34,500	$65,000 Land $16,774 Building $48,226

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 68 Gerow Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Gerow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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