68 Ferndale Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 68 Ferndale Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,498 sqft · built 2020
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on Record
Last Sale	$310,675 (Apr 2020)
Tax Bill	$6,291 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029011-7320`

Property Details

APN / Parcel Number

Primary APN	`029011-7320`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,498 sqft Living Area
Gross Area	3,055 sqft
1st Floor Area	1,171 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	68 FERNDALE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-7648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	92/37-45 WHISPER CREEK PHASE 8 LOT 732 OR4932/583
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	WHISPER CREEK PHASE 8
Legal Phase	8
Legal Block	1
Legal Lot Number	732
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4040
Census Tract	20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	68 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Prior Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	202032907
Deed Book / Page	4932 / 583
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 29, 2020
Property Address	68 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7648
Document Number	0049320583
Book / Page	4932 / 583
Map Reference	MB 92 PG 37-44
Instrument Date	Apr 28, 2020
Instrument	2020032907
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,174.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7648

Mortgage

Document Number	49320585
Date	Apr 29, 2020
Instrument	4932/0585

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,145 (+2.7%)	$393,800 (-2.2%) Land $90,000 Building $303,800
2025	$6,291.00 (+7.61%) Homeowner's exemption	$305,886 (+2.9%)	$402,647 (-6.59%) Land $95,000 Building $307,647
2024	$5,846.00 (+1.41%) Homeowner's exemption	$297,265 (+3%)	$431,041 (+7.28%) Land $100,000 Building $331,041
2023	$5,765.00 (+1.75%) Homeowner's exemption	$288,607 (+3%)	$401,796 (+9.97%) Land $84,000 Building $317,796
2022	$5,666.00 Homeowner's exemption	$280,201	$365,385 Land $84,000 Building $281,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20