68 Elm Bend Rd, Brevard, NC 28712 Property Records

Transylvania County property record for 68 Elm Bend Rd, Brevard, NC 28712

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 750 sqft · built 1951
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,000 (Jul 2018)
Tax Bill	$507 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8585-88-0318-403`

Property Details

APN / Parcel Number

Primary APN	`8585-88-0318-403`
Alternative APN	`70477690`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	750 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	70477690
Street Address	68 ELM BEND RD
City	BREVARD
State	NC
Zip	28712-4582
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	A-3 SAPPHIRE MANOR
Legal Subdivision	SAPPHIRE MANOR CONDOMINIUM ONE
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	3
Census Block	3034
Census Tract	960301

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	68 ELM BEND RD, BREVARD, NC 28712-4582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 11, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	Jul 1, 1995 · Amount on Record
Deed Document Number	20183395
Deed Book / Page	847 / 814
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	68 ELM BEND RD, BREVARD, NC 28712-4582
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010750554
Date	Apr 19, 2023
Book Page	1075/554
Instrument	2023001854

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BREVARD, NC 28712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jul 11, 2018
Property Address	68 ELM BEND RD, BREVARD, NC 28712-4582
Document Number	0008470814
Book / Page	847 / 814
Map Reference	MB 1 PG 385
Instrument Date	Jul 11, 2018
Instrument	2018003395
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 EASTVIEW DR, 261, BREVARD, NC 28712-4486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 ELM BEND RD, BREVARD, NC 28712-4582

Mortgage

Document Number	2018003396
Date	Jul 11, 2018
Instrument	2018003396

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$507.00 (+2.84%)	$123,560 (+51.05%) Land $35,000 Building $88,560	$123,560 (+51.05%) Land $35,000 Building $88,560
2023	$493.00	$81,800 Land $10,000 Building $71,800	$81,800 Land $10,000 Building $71,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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