68 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 68 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 888 sqft · built 1954
Lot Size0.86 acres (37,462 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Apr 2020)
Tax Bill$2,453 (2026)
Deeds & MortgagesApr 2020 Sale & Mortgage
APN523200 317.16-2-18

Property Details

APN / Parcel Number

Primary APN523200 317.16-2-18
Alternative APN
  • 320031701600020180000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area888 sqft Living Area
1st Floor Area888 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area37,462 sqft (0.86 acres)
Lot Dimensions375 ft deep x 100 ft wide
Garage TypeMixed
Garage Area884 sqft
Parking Spaces3 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area164 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address68 E RIVER DR
CityLAKE LUZERNE
StateNY
Zip12846-1706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR
Legal Description52.-3-15
Legal Block2
Legal Lot Number18.000
JurisdictionWARREN NY
Township / Civil DivisionLAKE LUZERNE
Census Block Group4
Census Block4010
Census Tract71000

Owner

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address68 E RIVER DR, LAKE LUZERNE, NY 12846-1706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2020 · Amount on Record
Deed SaleApr 9, 2020 · Amount on Record
Deed Document Number20202039
Deed Book / Page6092 / 164
Prior Transfer DateJul 10, 2013
Prior Transfer Doc0048190000000083
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN NY
Recording DateApr 9, 2020
Property Address68 E RIVER DR, LAKE LUZERNE, NY 12846-1706
Document Number0000002039
Book / Page006092 / 000164
Instrument DateMar 25, 2020
Instrument2039
Transaction TypeTransfer
Record UpdatedJun 10, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 GAGE HILL RD #B LAKE LUZERNE NY 12846, B, LAKE LUZERNE, NY 12846

Mortgage

Document Number2040
DateApr 9, 2020
Book Page006092/000168
Instrument2040
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
AmountAmount Recorded
Term360 Months
DueApr 8, 2050

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWarren County
County SubdivisionLake Luzerne Town
Unified School DistrictHadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,453.00 (+11.5%)
2025$2,200.00$100,000 (-) Land $31,000 Building $69,000$169,500 (+10.21%) Land $52,545 Building $116,955
2024$100,000 (-) Land $31,000 Building $69,000$153,800 (+13.84%) Land $47,678 Building $106,122
2023$100,000 Land $31,000 Building $69,000$135,100 Land $41,881 Building $93,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims3 (2011–2023)
Most Recent ClaimDec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on E River Dr

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