68 E Emerson St, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 68 E Emerson St, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	1,382 sqft · built 1954
Lot Size	0.152 acres (6,599 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Aug 2023)
Tax Bill	$11,032 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00023-04-00033`

Property Details

APN / Parcel Number

Primary APN	`02-00023-04-00033`
Alternative APNs	`0200023000400033` `0200023400033`

Interior

Stories	1 Story
Building Area	1,382 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200023400033
Street Address	68 E EMERSON ST
City	CLIFTON
State	NJ
Zip	07013-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A2
Legal Description	ADDITIONAL LOTS: 3
Legal Subdivision	SKY VIEW ESTATES
Legal Block	23.4
Legal Lot Number	33
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	2
Census Block	2018
Census Tract	124201

Owner

68 E Emerson St is owned and occupied by an individual who bought it in August 2023.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	68 E EMERSON ST, CLIFTON, NJ 07013-1322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage CIBM BANK
Dec 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 6, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 6, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on File
Deed Sale	Aug 11, 2023 · Amount on File
Prior Sale	Aug 29, 2016 · Amount on File
Deed Document Number	202325903
Deed Book / Page	4570 / 7
Record Updated	Oct 29, 2026

August 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 11, 2023
Property Address	68 E EMERSON ST, CLIFTON, NJ 07013-1322
Document Number	0000025903
Book / Page	D4570 / 7
Instrument Date	Jul 31, 2023
Instrument	2023025903
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	BLUELAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	619 BARKFIELD ST, BRANDON, FL 33511-7103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 E EMERSON ST, CLIFTON, NJ 07013-1322

Mortgage

Document Number	0000025904
Date	Aug 11, 2023
Instrument	2023025904

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	68 E EMERSON ST, CLIFTON, NJ 07013-1322
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 E EMERSON ST, CLIFTON, NJ 07013-1322

Mortgage

Document Number	0000078031
Date	Dec 16, 2021
Book Page	M17669/292
Instrument	2021078031

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	68 E EMERSON ST, CLIFTON, NJ 07013-1322
Document Number	0000015101
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 E EMERSON ST CLIFTON NJ 070131322, CLIFTON, NJ 07013-1322

Mortgage

Document Number	0000015101
Date	Apr 4, 2018
Book Page	014965/000012
Instrument	15101

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2048

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASSAIC NJ
Property Address	68 E EMERSON ST, CLIFTON, NJ 07013-1322
Document Number	0000016239
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 E EMERSON ST CLIFTON NJ 070131322, CLIFTON, NJ 07013-1322

Mortgage

Document Number	0000016239
Date	Apr 10, 2018
Book Page	000727/000137
Instrument	16239

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 68 E Emerson St was $11,032, up 3.2% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,000 (-) Land $98,000 Building $82,000	$180,000 (-) Land $98,000 Building $82,000
2025	$11,032.00 (+3.25%)	$180,000 Land $98,000 Building $82,000	$180,000 Land $98,000 Building $82,000
2024	$10,685.00
2023		$180,000 (-) Land $98,000 Building $82,000	$180,000 (-) Land $98,000 Building $82,000
2022	$10,278.00	$180,000 Land $98,000 Building $82,000	$180,000 Land $98,000 Building $82,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 68 E Emerson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 E Emerson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on E Emerson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures