Albany County and Colonie Town property record for 68 Denison Rd, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,848 sqft · built 1981 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jan 2016) |
| Tax Bill | $6,581 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 7.4-2-21 |
| Primary APN | 012689 7.4-2-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 924 sqft |
| 2nd Floor Area | 924 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 319 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00700400020210000000 |
|---|---|
| Street Address | 68 DENISON RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-70 E-DENISON RD S-122-23 |
| Legal Subdivision | NISKAYUNA HILLS |
| Legal Block | 2 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13802 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 68 DENISON RD, SCHENECTADY, NY 12309-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Dec 7, 2021 | Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 20, 2018 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2016 · Amount on Record |
| Deed Sale | Jan 21, 2016 · Amount on Record |
| Deed Document Number | 20161382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 9, 2026 |
| Property Address | 68 DENISON RD, SCHENECTADY, NY 12309-1910 |
| Document Number | 0000012899 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202612899 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 68 DENISON RD, SCHENECTADY, NY 12309-1910 |
| Document Number | 0000012899, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 202612899 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 68 DENISON RD, SCHENECTADY, NY 12309-1910 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 68 DENISON RD, SCHENECTADY, NY 12309-1910 |
| Document Number | 0000006981 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | R2021-36981 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 68 DENISON RD, SCHENECTADY, NY 12309-1910 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006078 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | R2018-06078 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 13, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,581.00 (+9.76%) | $143,000 (-) Land $35,200 Building $107,800 | $327,200 (+16.69%) Land $80,542 Building $246,658 |
| 2023 | $143,000 (-) Land $35,200 Building $107,800 | $280,400 (+9.32%) Land $69,022 Building $211,378 | |
| 2022 | $143,000 Land $35,200 Building $107,800 | $256,502 Land $63,139 Building $193,363 | |
| 2021 | $5,996.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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