68 Delta Dr, Saunderstown, RI 02874 Property Records

North Kingstown Town property record for 68 Delta Dr, Saunderstown, RI 02874

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,009 sqft · built 2002
Lot Size	3.82 acres (166,399 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,030,000 (Aug 2025)
Tax Bill	$12,275 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2025 Refinance + 4 more
Flood Zone	Zone A (high risk)
APN	`NKIN M:029 B:025`

Property Details

APN / Parcel Number

Primary APN	`NKIN M:029 B:025`
Alternative APN	`77527`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,009 sqft Living Area
Gross Area	8,680 sqft
1st Floor Area	2,272 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	2,242 sqft
Unfinished Basement	2,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	166,399 sqft (3.82 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	77527
Street Address	68 DELTA DR
City	SAUNDERSTOWN
State	RI
Zip	02874-1967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	25
Jurisdiction	NORTH KINGSTOWN RI
Township / Civil Division	NORTH KINGSTOWN
Census Block Group	2
Census Block	2048
Census Tract	50401

Owner

Source: North Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	68 DELTA DR, SAUNDERSTOWN, RI 02874-1967
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 14, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jul 18, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Sep 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Aug 13, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 11, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Jun 11, 2021 · Amount on Record
Deed Book / Page	3711 / 29
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	68 DELTA DR, SAUNDERSTOWN, RI 02874-1967
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003741-16
Date	Jan 12, 2026
Book Page	3741/16
Instrument	116

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	68 DELTA DR, SAUNDERSTOWN, RI 02874-1967
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003677-99
Date	Feb 14, 2025
Book Page	3677/99
Instrument	472

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	68 DELTA DR, SAUNDERSTOWN, RI 02874-1967
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003641-70
Date	Jul 18, 2024
Book Page	3641/70
Instrument	2267

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	68 DELTA DR, SAUNDERSTOWN, RI 02874-1967
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003654-128
Date	Sep 30, 2024
Book Page	3654/128
Instrument	3196

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Aug 13, 2025
Property Address	68 DELTA DR, SAUNDERSTOWN, RI 02874-1967
Document Number	0003711-29
Book / Page	3711 / 29
Instrument Date	Aug 12, 2025
Instrument	2963
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	68 DELTA DR, SAUNDERSTOWN, RI 02874-1967

Mortgage

Document Number	0000002964
Date	Aug 13, 2025
Instrument	2964

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Jun 11, 2021
Property Address	68 DELTA DR, SAUNDERSTOWN, RI 02874-1967
Document Number	003417-263
Book / Page	3417 / 263
Instrument Date	Jun 11, 2021
Instrument	3894
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 DELTA AVE, NORTH KINGSTOWN, RI 02852

Mortgage

Document Number	0000003896
Date	Jun 11, 2021
Instrument	3896

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Jul 1, 2031
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Kingstown Town
Unified School District	North Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,275.00 (-3%)	$1,111,900 (+25.99%) Land $341,100 Building $770,800	$1,371,667
2023	$12,655.00	$882,500 Land $300,400 Building $582,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2002–2013)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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