68 Concord Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 68 Concord Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,800 sqft · built 1991
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Mar 2012)
Tax Bill	$5,860 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jan 2022 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`932206`

Property Details

APN / Parcel Number

Primary APN	`932206`
Alternative APNs	`DRAC M:7 B:15 L:1.35` `M:0007 B:0015 L:1.35`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	3,145 sqft
1st Floor Area	864 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,045 sqft (1.08 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	932206
Street Address	68 CONCORD RD
City	DRACUT
State	MA
Zip	01826-1684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	COLONIAL ESTATES
Legal Block	15
Legal Lot Number	1.35
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1014
Census Tract	314302

Owner

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	68 CONCORD RD, DRACUT, MA 01826-1684
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LADERA LENDING
Jan 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWEN CU
Sep 26, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Jul 3, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Nov 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Sep 9, 2019	Deed of Trust, Mortgage · Conventional with PMI JEANNE D'ARC CU
Jul 15, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2012 · Amount on Record
Deed Sale	Mar 29, 2012 · Amount on Record
Prior Sale	Aug 17, 2009 · Amount on Record
Deed Book / Page	25853 / 33
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	68 CONCORD RD, DRACUT, MA 01826-1684
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035952-80
Date	Jun 30, 2021
Book Page	35952/80
Instrument	38971

Lender

Name	LADERA LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	68 CONCORD RD, DRACUT, MA 01826-1684
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036699-170
Date	Jan 6, 2022
Book Page	36699/170
Instrument	202200000857

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	68 CONCORD RD, DRACUT, MA 01826-1684
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00036716-4
Date	Jan 11, 2022
Book Page	36716/4
Instrument	1755

Lender

Name	GEORGIAS OWEN CU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	68 CONCORD RD, DRACUT, MA 01826-1684
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037401-261
Date	Sep 26, 2022
Book Page	37401/261
Instrument	40297

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	68 CONCORD RD, DRACUT, MA 01826-1684
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038596-211
Date	Jul 3, 2024
Book Page	38596/211
Instrument	19397

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2044

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	68 CONCORD RD, DRACUT, MA 01826-1684
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34861-26
Date	Nov 3, 2020
Book Page	34861/26
Instrument	55772

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	68 CONCORD RD, DRACUT, MA 01826-1684
Document Number	33342-208
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	68 CONCORD RD DRACUT MA 018261684, DRACUT, MA 01826-1684

Mortgage

Document Number	33342-208
Date	Sep 13, 2019
Book Page	033342/000208
Instrument	39136

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Sep 12, 2044

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	68 CONCORD RD, DRACUT, MA 01826-1684
Document Number	31312-1
Book / Page	031312 / 000001
Instrument Date	Jul 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	31312-1
Date	Jul 21, 2017
Book Page	031312/000001
Instrument	31455

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Jul 20, 2042

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,860.00 (+1.51%)	$579,100 (+4.83%) Land $256,100 Building $323,000	$588,335 (+3.42%)
2024	$5,773.00 (+3.24%)	$552,400 (+14.39%) Land $244,000 Building $308,400	$568,860
2023	$5,592.00	$482,900 Land $212,400 Building $270,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Concord Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures