68 Clover Ln, Brewer, ME 04412 Property Records

Penobscot County and Brewer City property record for 68 Clover Ln, Brewer, ME 04412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,338 sqft · built 1997
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,039 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BRER M:40-A L:55`

Property Details

APN / Parcel Number

Primary APN	`BRER M:40-A L:55`
Alternative APNs	`M:040A L:0550000` `40-A-055` `2413184` `2612984`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	1,338 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2612984
Street Address	68 CLOVER LN
City	BREWER
State	ME
Zip	04412-1389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR-1
Legal Lot Number	55
Jurisdiction	BREWER ME
Township / Civil Division	BREWER
Census Block Group	2
Census Block	2019
Census Tract	4300

Owner

68 Clover Ln is owned and occupied by two individuals.

Source: Penobscot County and Brewer City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	68 CLOVER LN, BREWER, ME 04412-1389
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
May 27, 2025	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Jun 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Jul 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWER ME
Recording Date	Jul 21, 2026
Property Address	68 CLOVER LN, BREWER, ME 04412-1389
Document Number	0000009209
Book / Page	7459 / 386
Instrument Date	Jul 20, 2026
Instrument	20269209
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 CLOVER LN, BREWER, ME 04412-1389

Mortgage

Document Number	0000009209,
Date	Jul 21, 2026
Book Page	7459/386
Instrument	20269209

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWER ME
Property Address	68 CLOVER LN, BREWER, ME 04412-1389
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175020030
Date	May 27, 2025
Book Page	17502/30
Instrument	12172

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWER ME
Property Address	68 CLOVER LN, BREWER, ME 04412-1389
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165290163
Date	Jun 27, 2022
Book Page	16529/163
Instrument	18136

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	157 Months
Due	Jul 1, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWER ME
Property Address	68 CLOVER LN, BREWER, ME 04412-1389
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151960277
Date	Jul 1, 2019
Book Page	15196/277
Instrument	19253

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	157 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 68 Clover Ln was $5,039, down 0.1% from the year before.

Source: Penobscot County and Brewer City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Brewer City
Unified School District	Brewer (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,039.00 (-0.14%)	$327,200 (+21.91%) Land $28,800 Building $298,400
2024	$5,046.00 (+3.32%)	$268,400 (+10.45%) Land $28,800 Building $239,600
2023	$4,884.00	$243,000 Land $26,800 Building $216,200	$275,785
2021	$4,540.00	$203,600 Land $26,400 Building $177,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Clover Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWER WATER DEPARTMENT serves 8,860 people · EPA ID ME0090220
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Clover Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures