68 Central St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 68 Central St, Somerville, MA 02143

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,989 sqft · built 1884
Lot Size	0.09 acres (3,930 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Apr 2005)
Tax Bill	$13,929 (2025)
Deeds & Mortgages	Mar 2022 Refinance Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-E-12`

Property Details

APN / Parcel Number

Primary APN	`43-E-12`
Alternative APNs	`SOME M:43 B:E L:12` `19596080`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,989 sqft Living Area
Gross Area	4,918 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	3,930 sqft (0.09 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	19596080
Street Address	68 CENTRAL ST
City	SOMERVILLE
State	MA
Zip	02143-1611
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Subdivision	WILLIAM J GRIFFITHS
Legal Block	E
Legal Lot Number	12
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2008
Census Tract	351101

Owner

68 Central St, a duplex, is owned and occupied by an individual who bought it in April 2005.

Source: Middlesex County and Somerville City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	68 CENTRAL ST, SOMERVILLE, MA 02143-1611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Dec 28, 2017	Deed of Trust, Mortgage · Closed-End Mortgage CENTURY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2005 · Amount on File
Deed Sale	Apr 5, 2005 · Amount on File
Deed Document Number	200567808
Deed Book / Page	44945 / 81
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	68 CENTRAL ST, SOMERVILLE, MA 02143-1611
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00079830-1
Date	Mar 16, 2022
Book Page	79830/1
Instrument	39668

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	68 CENTRAL ST, SOMERVILLE, MA 02143-1611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70451-28
Date	Dec 28, 2017
Book Page	70451/28
Instrument	210496

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	228 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 68 Central St was $13,929, up 7.5% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,929.00 (+7.49%)	$1,276,700 (+3.65%) Land $489,300 Building $787,400
2024	$12,959.00 (+2.82%)	$1,231,800 (+1.05%) Land $489,300 Building $742,500
2023	$12,604.00	$1,219,000 Land $489,300 Building $729,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 68 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 68 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	630 / 140
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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