Monroe County property record for 68 Bay Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 1964 |
| Lot Size | 0.197 acres (8,600 sqft) |
| Owner | Trust Name on File |
| Last Sale | $169,000 (Nov 1988) |
| Tax Bill | $3,717 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 00160630-000000 |
| Primary APN | 00160630-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,736 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,600 sqft (0.197 acres) |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 266 sqft |
| Porch | Slab |
| Porch Area | 81 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1206202 |
|---|---|
| Street Address | 68 BAY DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 5 LT 34 BAY POINT AMENDED PLAT SADDLEBUNCH KEYS PB3-75 OR319-234 OR441-718/19 OR438-138/39 OR1073-98 OR2595-2377/79 OR2604-1766D/C |
| Legal Range | 27E |
| Legal Township | 67S |
| Legal Section | 08 |
| Legal Subdivision | BAY POINT AMD PLAT |
| Legal Block | 5 |
| Legal Lot Number | 34 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971600 |
68 Bay Dr is owner-occupied and held in a trust since October 2012.
Source: Monroe County records, as of May 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 68 BAY DR, KEY WEST, FL 33040-6115 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 1988 · Amount on File |
| Deed Sale | Nov 1, 1988 · Amount on File |
| Prior Sale | Feb 1, 1969 · Amount on File |
| Deed Book / Page | 1073 / 98 |
| Last Transfer Date | Oct 15, 2012 |
| Transfer Doc | 0025952377 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 68 Bay Dr was $3,717 with a homeowner's exemption, up 5.7% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,717.00 (+5.66%) Homeowner's exemption | $405,365 | $1,099,324 Land $859,656 Building $239,668 |
| 2024 | $3,518.00 (-0.79%) | ||
| 2023 | $3,546.00 (+2.78%) Homeowner's exemption | $382,467 (+3%) | $1,380,039 (+53.41%) Land $1,157,904 Building $222,135 |
| 2022 | $3,450.00 Homeowner's exemption | $371,328 | $899,556 Land $671,058 Building $228,498 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 68 Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 537 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 537 in force |
| Nearby Flood Claims | 1,085 (1980–2022) |
| Claims Outside the SFHA | 1 of 1,085 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 68 Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures