68-3831 Lua Kula St, #E104, Waikoloa, HI 96738 Property Records

State of Hawaii and Hawaii County property record for 68-3831 Lua Kula St, #E104, Waikoloa, HI 96738

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 469 sqft · built 1989
Lot Size11.7 acres (512,084 sqft)
OwnerIndividual Name on Record
Tax Bill$627 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-6-8-003-002-0051

Property Details

APN / Parcel Number

Primary APN3-6-8-003-002-0051
Alternative APN
  • 680030020051

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area469 sqft Living Area
1st Floor Area469 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area512,084 sqft
View / LotOpen Space
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area51 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address68-3831 LUA KULA ST, E104
CityWAIKOLOA
StateHI
Zip96738-6728
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code2D
Legal DescriptionAPT E104 FAIRWAY TERRACE CONDO MAP 1456 UND 0.341267% INT IN ALL COMMON ELEMENTS
Legal SubdivisionFAIRWAYS TERRACE
Legal Lot NumberE1
JurisdictionHAWAII HI
Township / Civil DivisionSOUTH KOHALA
Census Block Group3
Census Block3003
Census Tract21708

Owner

Source: State of Hawaii and Hawaii County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 383083, WAIKOLOA, HI 96738-3083
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNLOCK PARTNERSHIP SOLUTIONS INC
Jul 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 8, 2018Grant Deed, Transfer · Conventional with PMI
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2018
Deed SaleAug 8, 2018
Prior SaleSep 9, 2008 · Amount on Record
Deed Document Number201867940069
Prior Transfer DateApr 25, 2008
Prior Transfer Doc2008069752
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Recording DateSep 24, 2026
Property Address68-3831 LUA KULA ST, E104, WAIKOLOA, HI 96738-6728
Document Number9763000253
Book / Page9763 / 253
Instrument DateSep 17, 2026
Transaction TypeMortgage
Record UpdatedOct 5, 2026
Title CompanyFIRST AMERICAN TITLE, FAM

Transferred To (Grantee/Buyer)

NameVerified Name
Address68-3831 LUA KULA ST, E104, WAIKOLOA, HI 96738-6728

Mortgage

Document Number9763000253,
DateSep 24, 2026
Book Page9763/253
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address68-3831 LUA KULA ST # E104, E104, WAIKOLOA, HI 96738-6728
Transaction TypeMortgage
Record UpdatedApr 30, 2026
Title CompanyTG

Transferred To (Grantee/Buyer)

NameVerified Name
AddressFAIRWAY TERRACE

Mortgage

Document Number0A78730825
DateJul 22, 2021
InstrumentA-78730825
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2051

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAWAII HI
Recording DateAug 8, 2018
Property Address68-3831 LUA KULA ST # E104, E104, WAIKOLOA, HI 96738-6728
Document Number0A67940069
Instrument DateAug 1, 2018
InstrumentA67940069
Transaction TypeTransfer
Record UpdatedSep 7, 2018
Title CompanyTITLE GUARANTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
AddressPO BOX 383083 WAIKOLOA HI 967383083, WAIKOLOA, HI 96738-3083

Mortgage

Document NumberA67940070
DateAug 8, 2018
InstrumentA67940070
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 7, 2048

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHawaii County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,100 (+2.99%) Land $17,400 Building $182,700$336,100 (-6.66%) Land $17,400 Building $318,700
2025$627.00 (+5.73%)$194,300 (+3.02%) Land $17,400 Building $176,900$360,100 (+9.49%) Land $17,400 Building $342,700
2024$188,600 (+3%) Land $17,400 Building $171,200$328,900 (+14%) Land $17,400 Building $311,500
2023$593.00$183,100 Land $17,400 Building $165,700$288,500 Land $17,400 Building $271,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 81% of Hawaii
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAIKOLOA
private · serves 12,100 people · EPA ID HI0000135
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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