State of Hawaii and Hawaii County property record for 68-3771 Lua Kula St, Waikoloa, HI 96738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,269 sqft · built 1981 |
| Lot Size | 0.302 acres (13,172 sqft) |
| Owner | Trust Name on File |
| Last Sale | $625,000 (Jun 2020) |
| Tax Bill | $3,552 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-6-8-005-054 |
| Primary APN | 3-6-8-005-054 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,269 sqft Living Area |
| 1st Floor Area | 2,269 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,172 sqft (0.302 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 68-3771 LUA KULA ST |
|---|---|
| City | WAIKOLOA |
| State | HI |
| Zip | 96738-5525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT 21 13,172 SF FP 1188 WAIKOLOA VILLAGE UNIT 1-A SUBJ/ESMT |
| Legal Subdivision | WAIKOLOA VILLAGE |
| Legal Lot Number | 21 |
| Legal Unit | 1 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | SOUTH KOHALA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 21708 |
68-3771 Lua Kula St is owner-occupied and held in a trust since June 2020.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 68-3771 LUA KULA ST, WAIKOLOA, HI 96738-5525 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 25, 2020 | Warranty Deed, Transfer TITLE GUARANTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on File |
| Deed Sale | Jun 25, 2020 · Amount on File |
| Prior Sale | Apr 28, 2016 · Amount on File |
| Deed Document Number | 202074810226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 68-3771 LUA KULA ST, WAIKOLOA, HI 96738-5525 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0A73040772 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | A-73040772 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Jun 25, 2020 |
| Property Address | 68-3771 LUA KULA ST, WAIKOLOA, HI 96738-5525 |
| Document Number | 0A74810226 |
| Instrument Date | Jun 17, 2020 |
| Instrument | A74810226 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2020 |
| Title Company | TITLE GUARANTY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3611 LAKEVIEW RD CARSON CITY NV 897039467, CARSON CITY, NV 89703-9467 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 68-3771 Lua Kula St was $3,552 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $846,700 (+3%) Land $186,300 Building $660,400 | $1,036,200 (+2.96%) Land $329,100 Building $707,100 | |
| 2025 | $3,552.00 | $822,000 (+2.99%) Land $186,300 Building $635,700 | $1,006,400 (+6.04%) Land $299,300 Building $707,100 |
| 2024 | $798,100 (+2.99%) Land $186,300 Building $611,800 | $949,100 (+9.61%) Land $278,600 Building $670,500 | |
| 2023 | $3,472.00 Homeowner's exemption | $774,900 Land $186,300 Building $588,600 | $865,900 Land $242,200 Building $623,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 68-3771 Lua Kula St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 68-3771 Lua Kula St is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 84% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAIKOLOA private · serves 12,100 people · EPA ID HI0000135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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