6798 N River Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 6798 N River Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,968 sqft · built 1997
Lot Size	1.25 acres (54,450 sqft)
Owner	Trust Name on File
Last Sale	$28,000 (Jun 1997)
Tax Bill	$4,511 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit
Flood Zone	Zone A (high risk)
APN	`29-13-3-28-2002-001`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-28-2002-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6798 N RIVER RD
City	FREELAND
State	MI
Zip	48623-9268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI
Legal Description	PART OF GOVT LOT 6 BEG AT A POINT ON C/L OF N RIVER ROAD 958.34 FT SELY FROM N LINE OF SEC 28 TH S89DEG 42MIN E 584.10 FT TH
Legal Range	03E
Legal Township	13N
Legal Section	28
Legal Subdivision	GOVERNMENT LOT
Legal Lot Number	6
Legal Unit	6
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1046
Census Tract	10102

Owner

6798 N River Rd is owner-occupied and held in a trust since October 2013.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Trust Name on File
Mailing Address	6798 N RIVER RD, FREELAND, MI 48623-9268
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 1997 · Amount on File
Deed Sale	Jun 2, 1997 · Amount on File
Deed Book / Page	2012 / 251
Last Transfer Date	Oct 2, 2013
Transfer Doc	2013031886
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6798 N RIVER RD, FREELAND, MI 48623-9268
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6798 N RIVER RD, FREELAND, MI 48623-9268

Mortgage

Document Number	0000040216
Date	Dec 28, 2021
Instrument	2021040216

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6798 N River Rd was $4,511 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,000 (+1.55%)	$366,000 (+1.55%)
2025	$4,511.00 Homeowner's exemption	$180,200	$360,400
2023		$138,200	$276,400
2022	$3,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6798 N River Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6798 N River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LakeNet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N River Rd

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