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6795 Thomas Twin Oak Rd, Baxter, TN 38544 Property Records

Putnam County property record for 6795 Thomas Twin Oak Rd, Baxter, TN 38544

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,270 sqft · built 2008
Lot Size0.473 acres (20,618 sqft)
Owner2 Individual Names on Record
Last Sale$111,000 (Jun 2015)
Tax Bill$835 (2025)
Deeds & MortgagesNov 2023 Mortgage
Aug 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN071112C B 00200

Property Details

APN / Parcel Number

Primary APN071112C B 00200
Alternative APN
  • 112C B 00200

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,270 sqft Living Area
1st Floor Area832 sqft
Upper Floors Area438 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2012
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,618 sqft (0.473 acres)
Lot Dimensions150 ft deep x 88 ft wide
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address6795 THOMAS TWIN OAK RD
CityBAXTER
StateTN
Zip38544-4748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 08, COUNTY AREA: B42
Legal SubdivisionSAVANNAH HEIGHTS PH II
Legal Lot Number2
JurisdictionPUTNAM TN
Township / Civil Division7
Census Block Group3
Census Block3012
Census Tract1100

Owner

Source: Putnam County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6795 THOMAS TWIN OAK RD, BAXTER, TN 38544-4748
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Deed of Trust, Mortgage · FHA Mortgage
TENNESSEE HOUSING DEVELOPMENT AGENCY
Aug 9, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2015 · Amount on Record
Deed SaleJun 22, 2015 · Amount on Record
Prior SaleAug 1, 2008 · Amount on Record
Deed Book / Page879 / 697
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address6795 THOMAS TWIN OAK RD, BAXTER, TN 38544-4748
Transaction TypeMortgage
Record UpdatedDec 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6795 THOMAS TWIN OAK RD, BAXTER, TN 38544-4748

Mortgage

Document Number0001511292
DateNov 27, 2023
Book Page1511/292
Instrument292810
Lender
NameTENNESSEE HOUSING DEVELOPMENT AGENCY
TypeGovernment Agency
AddressNASHVILLE, TN 37243
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2053

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address6795 THOMAS TWIN OAK RD, BAXTER, TN 38544-4748
Transaction TypeMortgage
Record UpdatedJan 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001328467
DateAug 9, 2021
Book Page1328/467
Instrument261140
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$835.00 (+7.6%)$31,400 (-) Land $4,000 Building $27,400
2023$31,400 Land $4,000 Building $27,400
2022$776.00
2021$125,600 Land $16,000 Building $109,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOOKEVILLE BOAT DOCK RD U.D.
serves 9,345 people · EPA ID TN0000134
Water SourcePurchased surface water from COOKEVILLE WATER DEPT
Last State InspectionFeb 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber		8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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