679 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 679 Villa St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,256 sqft · built 1900
Lot Size	0.88 acres (3,850 sqft)
Owner	2 Company Names on Record
Last Sale	$285,000 (Oct 2019)
Tax Bill	$4,815 (2025)
Deeds & Mortgages	Oct 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`06-24-227-005`

Property Details

APN / Parcel Number

Primary APN	`06-24-227-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,256 sqft Living Area
Gross Area	1,980 sqft
Basement Area	724 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,850 sqft (0.88 acres)
Lot Dimensions	110 ft deep x 35 ft wide

Location & Zoning

Street Address	679 VILLA ST
City	ELGIN
State	IL
Zip	60120-6723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUDDN OF BLOCK 10 OF SHERMAN'S ADDN PART OF WEST PART (BEING EAST 30 FT OF WEST 52 FT SOUTH LINE & EAST 39 FT OF WEST 105 FT NORTH LINE) LOT 1 BLOCK 2
Legal Subdivision	SHERMANS ADDN
Legal Block	10
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3008
Census Tract	851400

Owner

Source: Kane County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	122 W MAIN ST, 2, WEST DUNDEE, IL 60118-2017
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Prior Sale	Apr 3, 2000 · Amount on Record
Deed Document Number	201948725
Prior Transfer Date	Sep 8, 2000
Prior Transfer Doc	0000073968
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Oct 15, 2019
Property Address	679 VILLA ST, ELGIN, IL 60120-6723
Document Number	0000048725
Instrument Date	Oct 1, 2019
Instrument	48725
Transaction Type	Construction Loan
Record Updated	Nov 20, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	503 E ALGONQUIN RD ALGONQUIN IL 601023004, ALGONQUIN, IL 60102-3004
Investor	Possibly a Property Investor

Mortgage

Document Number	48728
Date	Oct 15, 2019
Instrument	48728

Lender

Name	DONMAC INVESTMENTS LLC
Address	14295 N 91ST PL, SCOTTSDALE, AZ 85260-7015

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 14, 2020

Mortgage

Document Number	53017,
Date	Oct 15, 2019
Instrument	53017

Lender

Name	ROBERT MUELLER

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 14, 2020

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,815.00 (+15.97%)	$63,117 (+8.57%) Land $10,604 Building $52,513	$189,427 (+8.57%) Land $31,825 Building $157,602
2024		$58,135 (+21.39%) Land $9,767 Building $48,368	$174,475 (+21.44%) Land $29,313 Building $145,162
2022	$4,152.00 (+3.96%)	$47,890 (+6.96%) Land $8,046 Building $39,844	$143,670 (+6.96%) Land $24,138 Building $119,532
2021	$3,994.00	$44,773 Land $7,522 Building $37,251	$134,319 Land $22,566 Building $111,753

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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