679 Spruce St, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 679 Spruce St, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,630 sqft · built 1930
Lot Size	0.169 acres (7,361 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,097 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064-141-420`

Property Details

APN / Parcel Number

Primary APN	`064-141-420`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,630 sqft Living Area
Gross Area	3,770 sqft
1st Floor Area	1,130 sqft
Basement Area	1,140 sqft
Family Room	Family Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	7,361 sqft (0.169 acres)
Lot Dimensions	129 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	310 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	679 SPRUCE ST
City	HALF MOON BAY
State	CA
Zip	94019-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20000
Legal Description	LOTS 28 & 29 BLK 12 & ADJ PTN ALLEY ABAND 2ND ADDN TO ARLETA PARK RSM 4/36
Legal Subdivision	ARLETA PARK
Legal Block	12
Legal Lot Number	28,29
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	3
Census Block	3013
Census Tract	613702

Owner

679 Spruce St is owner-occupied and held in a trust since January 2018.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	679 SPRUCE ST, HALF MOON BAY, CA 94019-2156
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAN MATEO CU
Jan 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAN MATEO CU
Apr 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 22, 2018
Transfer Doc	0000026373
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	679 SPRUCE ST, HALF MOON BAY, CA 94019-2156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 SPRUCE ST, HALF MOON BAY, CA 94019-2156

Mortgage

Document Number	0000149904
Date	Dec 22, 2020
Instrument	2020-149904

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	679 SPRUCE ST, HALF MOON BAY, CA 94019-2156
Document Number	0000008366
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	LAWYERS TITLE/NTHRN CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	679 SPRUCE ST HALF MOON BAY CA 940192156, HALF MOON BAY, CA 94019-2156

Mortgage

Document Number	0000008366
Date	Jan 30, 2020
Instrument	8366

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 9, 2018
Property Address	679 SPRUCE ST, HALF MOON BAY, CA 94019-2156
Document Number	0000026373
Instrument Date	Jan 3, 2018
Instrument	26373
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	679 SPRUCE ST HALF MOON BAY CA 940192156, HALF MOON BAY, CA 94019-2156

Tax Assessment & Valuation

The 2025 property tax bill for 679 Spruce St was $6,097 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,662 (+2%) Land $71,069 Building $329,593
2025	$6,097.00 Homeowner's exemption	$392,807 Land $69,676 Building $323,131
2023	$5,464.00 (+3.6%) Homeowner's exemption	$377,556 Land $66,971 Building $310,585	$1,430,640
2022	$5,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 679 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 679 Spruce St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures