679 Shenandoah Ave, San Marcos, CA 92078 Property Records

San Diego County property record for 679 Shenandoah Ave, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,746 sqft · built 1996
Lot Size	0.135 acres (5,880 sqft)
Owner	2 Individual Names on File
Last Sale	$936,000 (Oct 2022)
Tax Bill	$11,660 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`221-761-05-00`

Property Details

APN / Parcel Number

Primary APN	`221-761-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,746 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	5,880 sqft (0.135 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	679 SHENANDOAH AVE
City	SAN MARCOS
State	CA
Zip	92078-7926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 32 TR 013060
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	013060
Legal Block	2
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	20026

Owner

679 Shenandoah Ave is owned and occupied by two individuals who bought it in October 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	679 SHENANDOAH AVE, SAN MARCOS, CA 92078-7926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 15, 2022	Grant Deed, Transfer NOT AVAILABLE, SPRUCE
Aug 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK
Jun 15, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANLOCK
Aug 9, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANLOCK
Apr 5, 2018	Grant Deed, Transfer · Conventional with PMI LOANLOCK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on File
Deed Sale	Oct 20, 2022 · Amount on File
Prior Sale	Aug 15, 2022 · Amount on File
Deed Document Number	2022406726
Record Updated	Oct 29, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 20, 2022
Property Address	679 SHENANDOAH AVE, SAN MARCOS, CA 92078-7926
Document Number	0000406726
Map Reference	MAP 13060
Instrument Date	Oct 20, 2022
Instrument	2022-0406726
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	SPRUCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	679 SHENANDOAH AVE, SAN MARCOS, CA 92078-7926

Mortgage

Document Number	0000406727
Date	Oct 20, 2022
Instrument	2022-0406727

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 15, 2022
Property Address	679 SHENANDOAH AVE, SAN MARCOS, CA 92078-7926
Document Number	0000328041
Map Reference	MAP 13060
Instrument Date	Aug 13, 2022
Instrument	2022-0328041
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	NOT AVAILABLE, SPRUCE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	679 SHENANDOAH AVE, SAN MARCOS, CA 92078-7926
Document Number	0000438707
Instrument Date	Aug 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	679 SHENANDOAH AVE SAN MARCOS CA 920787926, SAN MARCOS, CA 92078-7926

Mortgage

Document Number	0000438707
Date	Aug 6, 2020
Instrument	438707

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	679 SHENANDOAH AVE, SAN MARCOS, CA 92078-7926
Document Number	0000243149
Instrument Date	Jun 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	679 SHENANDOAH AVE SAN MARCOS CA 920787926, SAN MARCOS, CA 92078-7926

Mortgage

Document Number	0000243149
Date	Jun 20, 2019
Instrument	243149

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	679 SHENANDOAH AVE, SAN MARCOS, CA 92078-7926
Document Number	0000333484
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	79 SHENANDOAH AVE SAN MARCOS CA 92078, SAN MARCOS, CA 92078

Mortgage

Document Number	0000333484
Date	Aug 14, 2018
Instrument	333484

Lender

Name	LOANLOCK
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2018
Property Address	679 SHENANDOAH AVE, SAN MARCOS, CA 92078-7926
Document Number	0000133677
Instrument Date	Mar 6, 2018
Instrument	133677
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	679 SHENANDOAH AVE SAN MARCOS CA 920787926, SAN MARCOS, CA 92078-7926

Mortgage

Document Number	133678
Date	Apr 5, 2018
Instrument	133678

Lender

Name	LOANLOCK
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 679 Shenandoah Ave was $11,660.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$993,289 (+2%) Land $724,804 Building $268,485
2025	$11,660.00	$973,814 Land $710,593 Building $263,221
2023	$10,867.00 (+28.94%)	$936,000 Land $683,000 Building $253,000
2022	$8,428.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 679 Shenandoah Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 679 Shenandoah Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Cox Communications, T-Mobile, Verizon.

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