679 Oneida Ln, Winter Springs, FL 32708 Property Records

Seminole County property record for 679 Oneida Ln, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,418 sqft · built 1988
Lot Size	0.399 acres (17,394 sqft)
Owner	2 Individual Names on File
Last Sale	$877,000 (Mar 2026)
Tax Bill	$7,446 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-31-5JU-0000-2790`

Property Details

APN / Parcel Number

Primary APN	`08-21-31-5JU-0000-2790`
Alternative APN	`2131085JU00002790`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,418 sqft Living Area
Gross Area	4,141 sqft
1st Floor Area	3,174 sqft
Upper Floors Area	244 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	17,394 sqft (0.399 acres)
Garage Type	Attached
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	382 sqft
Patio Area	936 sqft
Utility Building	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	679 ONEIDA LN
City	WINTER SPRINGS
State	FL
Zip	32708-5524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 279 TUSCAWILLA UNIT 14B PB 37 PGS 6 TO 10
Legal Range	31E
Legal Township	21S
Legal Section	08
Legal Subdivision	TUSCAWILLA UNIT 14B
Legal Tract	5JU
Legal Lot Number	279
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3000
Census Tract	21313

Owner

679 Oneida Ln is owned and occupied by two individuals who bought it in March 2026.

Source: Seminole County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	679 ONEIDA LN, WINTER SPRINGS, FL 32708-5524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU
Feb 25, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Jun 15, 2017	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on File
Deed Sale	Mar 4, 2026 · Amount on File
Prior Sale	Jun 15, 2017 · Amount on File
Deed Document Number	202620685
Deed Book / Page	10992 / 923
Prior Transfer Date	Feb 17, 2022
Prior Transfer Doc	0101771173
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 4, 2026
Property Address	679 ONEIDA LN, WINTER SPRINGS, FL 32708-5524
Document Number	0109920923
Book / Page	10992 / 923
Map Reference	MB 37 PG 6-10
Instrument Date	Feb 24, 2026
Instrument	2026020685
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	LEADING EDGE TITLE PARTNERS/CTRL F, LEADING EDGE TTL OF CTRL FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,139.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 E TUCKER AVE, PARMA, ID 83660-5517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 ONEIDA LN, WINTER SPRINGS, FL 32708-5524

Mortgage

Document Number	0010992925
Date	Mar 4, 2026
Instrument	10992/925

Lender

Name	FAIRWINDS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Feb 25, 2022
Property Address	679 ONEIDA LN, WINTER SPRINGS, FL 32708-5524
Document Number	0101771173
Book / Page	10177 / 1173
Map Reference	MB 37 PG 6-10
Instrument Date	Feb 17, 2022
Instrument	2022023454
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	679 ONEIDA LN, WINTER SPRINGS, FL 32708-5524

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	679 ONEIDA LN, WINTER SPRINGS, FL 32708-5524
Document Number	0089890050
Book / Page	008989 / 000050
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	679 ONEIDA LN WINTER SPRINGS FL 327085524, WINTER SPRINGS, FL 32708-5524

Mortgage

Document Number	0089890050
Date	Sep 14, 2017
Book Page	008989/000050
Instrument	92760

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 13, 2027

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 15, 2017
Property Address	679 ONEIDA LN, WINTER SPRINGS, FL 32708-5524
Document Number	0089340294
Book / Page	008934 / 000294
Instrument Date	Jun 12, 2017
Instrument	60362
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	LEADING EDGE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	679 ONEIDA LN WINTER SPRINGS FL 327085524, WINTER SPRINGS, FL 32708-5524

Mortgage

Document Number	89340296
Date	Jun 15, 2017
Book Page	008934/000296
Instrument	60363

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 679 Oneida Ln was $7,446 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,446.00 Homeowner's exemption	$490,277	$745,682 Land $150,000 Building $595,682
2023	$6,737.00 (+2.68%) Homeowner's exemption	$462,583 (+3%)	$646,904 (+8.12%) Land $140,000 Building $506,904
2022	$6,561.00 Homeowner's exemption	$449,110	$598,323 Land $120,000 Building $478,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 679 Oneida Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 679 Oneida Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, WOW Internet, Cable & Phone.

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