679 Main St, Belford, NJ 07718 Property Records

Monmouth County and Middletown Township property record for 679 Main St, Belford, NJ 07718

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,952 sqft · built 1908
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Nov 2020)
Tax Bill	$10,088 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`32-00306-0000-00120-01`

Property Details

APN / Parcel Number

Primary APN	`32-00306-0000-00120-01`
Alternative APNs	`32003060000001200001` `731`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,952 sqft Living Area
1st Floor Area	2,112 sqft
Upper Floors Area	840 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	132 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	588 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	731
Street Address	679 MAIN ST
City	BELFORD
State	NJ
Zip	07718-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	120
Legal Block	306
Legal Lot Number	120.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3014
Census Tract	800500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	679 MAIN ST, BELFORD, NJ 07718-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	May 26, 2016 · Amount on Record
Deed Document Number	2020134579
Deed Book / Page	9456 / 9612
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 12, 2020
Property Address	679 MAIN ST, BELFORD, NJ 07718-1617
Document Number	0000134579
Book / Page	009456 / 009612
Instrument Date	Oct 2, 2020
Instrument	134579
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	679 MAIN ST BELFORD NJ 077181617, BELFORD, NJ 07718-1617

Mortgage

Document Number	134580
Date	Nov 12, 2020
Book Page	009456/009668
Instrument	134580

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,200 (+2.11%) Land $307,300 Building $330,900	$638,200 (+2.11%) Land $307,300 Building $330,900
2025	$10,088.00 (-1.88%)	$625,000 (-) Land $298,300 Building $326,700	$625,000 (-) Land $298,300 Building $326,700
2024	$10,281.00 (-9.64%)
2023		$625,000 Land $220,900 Building $404,100	$625,000 Land $220,900 Building $404,100
2022	$11,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 197 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	257 (1983–2023)
Claims Outside the SFHA	13 of 257
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 172 claims Hurricane Irene, Aug 2011 · 42 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20