Garrard County property record for 679 Gabbard Rd, Berea, KY 40403
| Property Type | Rural Home |
|---|---|
| Details | built 2024 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,549 (2025) |
| Deeds & Mortgages | Jun 2024 Mortgage Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-057 |
| Primary APN | 70-057 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 435,600 sqft (10 acres) |
| Account Number | 20466 |
|---|---|
| Street Address | 679 GABBARD RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HOUSE & EST 10 AC |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | PAINT LICK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970400 |
679 Gabbard Rd, a rural home, is owned and occupied by an individual.
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 679 GABBARD RD, BEREA, KY 40403-9436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2024 | Deed of Trust, Mortgage CENTRAL BANK & TRUST CO |
| Oct 5, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 679 GABBARD RD, BEREA, KY 40403-9436 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 79 NARROW GAP RD, PAINT LICK, KY 40461-8322 |
| Document Number | 00M446/566 |
|---|---|
| Date | Jun 10, 2024 |
| Book Page | M446/566 |
| Instrument | 185390 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jun 6, 2025 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 5, 2018 |
| Property Address | 679 GABBARD RD, BEREA, KY 40403-9436 |
| Document Number | 00D295/643 |
| Book / Page | D295 / 643 |
| Map Reference | DB 295 PG 642 |
| Instrument Date | Sep 30, 2018 |
| Instrument | 140783 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 714 GABBARD RD, BEREA, KY 40403-9424 |
| Name | Verified Name |
|---|---|
| Address | 53 TUCKER CIR, BEREA, KY 40403-8066 |
The 2025 property tax bill for 679 Gabbard Rd was $1,549, up 7,645% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,000 (+1.97%) | $265,000 (+74.34%) Land $265,000 | |
| 2025 | $1,549.00 (+7,645%) | $152,000 (+7,5%) Land $12,000 Building $140,000 | $152,000 (+7,5%) Land $12,000 Building $140,000 |
| 2024 | $20.00 (-4.76%) | $2,000 (-) Land $2,000 | $2,000 (-) Land $2,000 |
| 2023 | $21.00 | $2,000 (-) Land $2,000 | $2,000 (-) Land $2,000 |
| 2022 | $21.00 | $2,000 Land $2,000 | $2,000 Land $2,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 679 Gabbard Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1991–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 679 Gabbard Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 3 |
May also be available: AT&T.
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures