679 Comeback Bay Ln, Sagle, ID 83860 Property Records

Bonner County property record for 679 Comeback Bay Ln, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,714 sqft · built 1998
Lot Size	2.59 acres (113,169 sqft)
Owner	2 Trust Names on File
Last Sale	$2,593,500 (Jan 2026)
Tax Bill	$10,880 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP00569000001AA`

Property Details

APN / Parcel Number

Primary APN	`RP00569000001AA`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	5,714 sqft Finished Area
1st Floor Area	5,714 sqft
Basement Area	1,888 sqft
Finished Basement	1,888 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	113,169 sqft (2.59 acres)
Lot Width	100 ft Width
Garage Type	Mixed
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces
Lean-To	8 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	679 COMEBACK BAY LN
City	SAGLE
State	ID
Zip	83860-9251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	11-56N-2W COME BACK BAY 2ND ADDN LOT 1 PLUS SIDELINES EXTENDED TO THREAD OF FRY CRK
Legal Range	02W
Legal Township	56N
Legal Section	11
Legal Subdivision	COME BACK BAY
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	2
Census Block	2016
Census Tract	950902

Owner

679 Comeback Bay Ln is owner-occupied and held in a trust since January 2026.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	679 COMEBACK BAY LN, SAGLE, ID 83860-9251
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Unknown BANK OF AMERICA NA
Jan 5, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDMAN SACHS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on File
Deed Sale	Jan 5, 2026 · Amount on File
Prior Sale	Apr 24, 2015 · Amount on File
Deed Document Number	20261056764
Prior Transfer Date	Dec 31, 2025
Prior Transfer Doc	0001056764
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	679 COMEBACK BAY LN, SAGLE, ID 83860-9251
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001016877
Date	Feb 14, 2023
Instrument	1016877

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Unknown
Amount	Amount on Record
Term	359 Months
Due	Jan 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jan 5, 2026
Property Address	679 COMEBACK BAY LN, SAGLE, ID 83860-9251
Document Number	0001056764
Map Reference	MB 3 PG 153
Instrument Date	Dec 31, 2025
Instrument	1056764
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 COMEBACK BAY LN, SAGLE, ID 83860-9251

Mortgage

Document Number	0001056765
Date	Jan 5, 2026
Instrument	1056765

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

The 2026 property tax bill for 679 Comeback Bay Ln was $10,880, up 9.6% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,880.00 (+9.6%)	$2,510,727 (-3.39%) Land $815,726 Building $1,695,001	$2,510,727 (-3.39%) Land $815,726 Building $1,695,001
2025	$9,927.00 Homeowner's exemption	$2,598,916 Land $815,726 Building $1,783,190	$2,598,916 Land $815,726 Building $1,783,190
2023	$5,937.00 Homeowner's exemption	$1,582,803 Land $304,282 Building $1,278,521	$1,582,803 Land $304,282 Building $1,278,521

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 679 Comeback Bay Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 679 Comeback Bay Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks, T-Mobile, Vyve Broadband.

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