679 Central St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 679 Central St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,712 sqft · built 1998
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,612 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`69-68-7465`

Property Details

APN / Parcel Number

Primary APN	`69-68-7465`
Alternative APNs	`FRAM M:069 B:68 L:7465 U:000` `M:366.0 B:0100 L:0002.C` `F_676766_2938459` `9242`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,712 sqft Living Area
Gross Area	4,949 sqft
1st Floor Area	1,258 sqft
Basement Area	1,258 sqft
Unfinished Basement	1,258 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9242
Street Address	679 CENTRAL ST
City	FRAMINGHAM
State	MA
Zip	01701-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	68
Legal Lot Number	7465
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	4
Census Block	4001
Census Tract	383600

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	679 CENTRAL ST, FRAMINGHAM, MA 01701-4809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2017	Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU
Apr 24, 2017	Deed of Trust, Mortgage · ARM DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	679 CENTRAL ST, FRAMINGHAM, MA 01701-4809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69175-217
Date	Apr 24, 2017
Book Page	69175/217
Instrument	58677

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2057

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	679 CENTRAL ST, FRAMINGHAM, MA 01701-4809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69175-197
Date	Apr 24, 2017
Book Page	69175/197
Instrument	58676

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.63%

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,612.00 (+3.58%)	$1,066,100 (+4.54%) Land $334,300 Building $697,500	$867,000 (-2.27%)
2025	$12,176.00 (+4.69%)	$1,019,800 (+9.24%) Land $318,300 Building $701,500	$887,110 (+24.51%)
2024	$11,631.00 (+3.96%)	$933,500 (+9.22%) Land $283,700 Building $649,800	$712,500
2023	$11,188.00	$854,700 Land $253,600 Building $601,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	42 units insured incl. 32 condo units
Nearby Flood Claims	31 (1979–2023)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims Severe Storms & Flooding, Apr 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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