679 Beach St, Ashland, OR 97520 Property Records

Jackson County property record for 679 Beach St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,679 sqft · built 1948
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Jan 2023)
Tax Bill	$4,556 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E16AA5500`

Property Details

APN / Parcel Number

Primary APN	`391E16AA5500`
Alternative APNs	`391E16AA05500` `10093161`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,679 sqft Living Area
1st Floor Area	1,679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2022
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	248 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	60 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	679 BEACH ST
City	ASHLAND
State	OR
Zip	97520-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7.5
Legal Range	01E
Legal Township	39S
Legal Section	16
Legal Quarter	1
Legal Subdivision	MATTHEWS ADDITION
Legal Block	1
Legal Lot Number	16
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1011
Census Tract	2200

Owner

679 Beach St is owned and occupied by an individual who bought it in January 2023.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	679 BEACH ST, ASHLAND, OR 97520-3217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 20, 2023	Warranty Deed, Transfer · VA Mortgage NATIONS LENDING CORP
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2023 · Amount on File
Deed Sale	Jan 20, 2023 · Amount on File
Prior Sale	Jun 13, 2014 · Amount on File
Deed Document Number	20231240
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	679 BEACH ST, ASHLAND, OR 97520-3217
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 BEACH ST, ASHLAND, OR 97520-3217

Mortgage

Document Number	0000005238
Date	Mar 18, 2024
Instrument	2024-005238

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	2550 PASEO VERDE PKWY STE 100, HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jan 20, 2023
Property Address	679 BEACH ST, ASHLAND, OR 97520-3217
Document Number	0000001240
Map Reference	VOL 1 PG 112
Instrument Date	Jan 18, 2023
Instrument	2023-001240
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 BEACH ST, ASHLAND, OR 97520-3217

Mortgage

Document Number	0000001241
Date	Jan 20, 2023
Instrument	2023-001241

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	679 BEACH ST, ASHLAND, OR 97520-3217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015961
Date	May 18, 2020
Instrument	2020-015961

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 679 Beach St was $4,556, up 2.2% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,310 (+3%)	$554,660 (-2.62%) Land $248,520 Building $306,140
2025	$4,556.00 (+2.15%)	$287,680 (+3%) Land $160,490 Building $127,190	$569,560 (+3.15%) Land $259,400 Building $310,160
2024	$4,460.00 (+21.63%)	$279,310 (+21.18%) Land $155,820 Building $123,490	$552,160 (+22.25%) Land $237,800 Building $314,360
2023	$3,667.00 (+3.3%)	$230,490 (+3%) Land $148,500 Building $81,990	$451,650 (-5.42%) Land $328,240 Building $123,410
2022	$3,550.00	$223,780 Land $144,180 Building $79,600	$477,530 Land $363,110 Building $114,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 679 Beach St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 679 Beach St is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 40% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink.

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