Pender County property record for 679 Bay Harbor Dr, Hampstead, NC 28443
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,032 sqft · built 2004 |
| Lot Size | 0.527 acres (22,956 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Aug 2025) |
| Tax Bill | $1,585 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4214-78-7616-0000 |
| Primary APN | 4214-78-7616-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,032 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Manufactured |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 22,956 sqft (0.527 acres) |
| Lot Dimensions | 290 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Deck Area | 48 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Pole Barn | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 001034198 |
|---|---|
| Street Address | 679 BAY HARBOR DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2766 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R20 |
| Legal Description | LT 43 PB 21/117 BAY HARBOR |
| Legal Subdivision | BAY HARBOR |
| Legal Lot Number | 43 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 920104 |
Source: Pender County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 679 BAY HARBOR DR, HAMPSTEAD, NC 28443-2766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2025 · Amount on Record |
| Deed Sale | Aug 27, 2025 · Amount on Record |
| Prior Sale | May 17, 2004 · Amount on Record |
| Deed Document Number | 202520145650 |
| Deed Book / Page | 4871 / 1701 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 11, 2026 |
| Property Address | 679 BAY HARBOR DR, HAMPSTEAD, NC 28443-2766 |
| Document Number | 0020157146 |
| Book / Page | 4895 / 324 |
| Instrument Date | Jun 6, 2026 |
| Instrument | 202620157146 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 679 BAY HARBOR DR, HAMPSTEAD, NC 28443-2766 |
| Document Number | 0020157146, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 4895/324 |
| Instrument | 202620157146 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,585.00 (+14.52%) | $269,670 (+80.06%) Land $62,785 Building $206,885 | $269,670 (+80.06%) Land $62,785 Building $206,885 |
| 2023 | $149,766 (+7.09%) Land $51,626 Building $98,140 | $149,766 (+7.09%) Land $51,626 Building $98,140 | |
| 2022 | $1,384.00 | $139,853 Land $51,626 Building $88,227 | $139,853 Land $51,626 Building $88,227 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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