6788 Spencer St, Omaha, NE 68104 Property Records

Douglas County property record for 6788 Spencer St, Omaha, NE 68104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,448 sqft · built 1954
Lot Size	0.146 acres (6,400 sqft)
Owner	Individual Name on Record
Tax Bill	$1,551 (2016)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0620090000`

Property Details

APN / Parcel Number

Primary APN	`R0620090000`
Alternative APNs	`2009 0000 06` `0620090000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,448 sqft Living Area
Attic Area	360 sqft
Basement Area	1,092 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.146 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Basement

Exterior Amenities

Porch	Porch
Porch Area	400 sqft
Patio Area	100 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0620090000
Street Address	6788 SPENCER ST
City	OMAHA
State	NE
Zip	68104-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENSON LOT 8 BLOCK 44 W 50 FT
Legal Subdivision	BENSON
Legal Block	44
Legal Lot Number	8
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	2
Census Block	2001
Census Tract	5600

Owner

Source: Douglas County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6788 SPENCER ST, OMAHA, NE 68104-3137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 23, 2020
Transfer Doc	0000037467
Record Updated	Jun 8, 2026

April 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	DOUGLAS NE
Recording Date	Apr 23, 2020
Property Address	6788 SPENCER ST, OMAHA, NE 68104-3137
Document Number	0000037467
Instrument Date	Feb 21, 2020
Instrument	37467
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6788 SPENCER ST OMAHA NE 681043137, OMAHA, NE 68104-3137

Mortgage

Document Number	37455
Date	Apr 23, 2020
Instrument	37455

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	5.17%

Mortgage

Document Number	37456,
Date	Apr 23, 2020
Instrument	37456

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	5.17%

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Omaha Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,000 (+11.68%) Land $18,500 Building $135,500	$154,000 (+11.68%) Land $18,500 Building $135,500
2023		$137,900 Land $18,500 Building $119,400	$137,900 Land $18,500 Building $119,400
2016	$1,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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