6786 Wayne Dr, Derby, NY 14047 Property Records

Erie County and Evans Town property record for 6786 Wayne Dr, Derby, NY 14047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,920 sqft · built 1948
Lot Size	0.166 acres (7,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,842 (2026)
Deeds & Mortgages	May 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`001-0287000`

Property Details

APN / Parcel Number

Primary APN	`001-0287000`
Alternative APNs	`44891922000009003000` `144489 192.20-9-3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2022
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,200 sqft (0.166 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Porch	Slab
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	001-0287000
Street Address	6786 WAYNE DR
City	DERBY
State	NY
Zip	14047-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOL 1542 544 545 6O X 12O
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	9
Legal Lot Number	3.000
Jurisdiction	ERIE NY
Township / Civil Division	EVANS
Census Block Group	2
Census Block	2019
Census Tract	15401

Owner

6786 Wayne Dr is owned and occupied by two individuals.

Source: Erie County and Evans Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6786 WAYNE DR, DERBY, NY 14047-9737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	6786 WAYNE DR, DERBY, NY 14047-9737
Document Number	0139413352
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6786 WAYNE DR DERBY NY 140479737, DERBY, NY 14047-9737

Mortgage

Document Number	0139413352
Date	May 29, 2020
Book Page	013941/003352

Lender

Name	EVANS BK NA
Type	Bank
Address	HAMBURG, NY 14075

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	May 28, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 6786 Wayne Dr was $3,842 with exemptions applied, down 36.9% from the year before.

Source: Erie County and Evans Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Evans Town
Unified School District	Evans-Brant Central School District (Lake Shore) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,842.00 (-36.93%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$6,092.00 (+67.96%)	$115,200 (-) Land $10,400 Building $104,800	$235,100 (+10.22%) Land $21,224 Building $213,876
2024	$3,627.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$115,200 (-) Land $10,400 Building $104,800	$213,300 (+7.4%) Land $19,256 Building $194,044
2023	Homeowner's exemption Veteran's exemption	$115,200 Land $10,400 Building $104,800	$198,600 Land $17,929 Building $180,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6786 Wayne Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	8 (1996–2009)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6786 Wayne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANS WATER DISTRICT serves 160 people · EPA ID NY1400447
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30