6786 Crescent Cove Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 6786 Crescent Cove Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,936 sqft · built 1989
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Apr 2018)
Tax Bill	$2,693 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`183601-2014`

Property Details

APN / Parcel Number

Primary APN	`183601-2014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	2,146 sqft
1st Floor Area	1,474 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Garage Area	462 sqft

Exterior Amenities

Pool Area	420 sqft
Porch	Finished Screened Porch
Porch Area	226 sqft
Deck Area	Deck Area
Patio Area	594 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6786 CRESCENT COVE DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-7646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	13-55 56 CRESCENT COVE UNIT 1 LOT 14 BLK 2 OR4529/1677
Legal Range	30E
Legal Township	08S
Legal Section	32
Legal Subdivision	CRESCENT COVE SUBDIVISION UNIT 1
Legal Block	2
Legal Lot Number	14
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1021
Census Tract	21208

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6786 CRESCENT COVE DR, SAINT AUGUSTINE, FL 32086-7646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Apr 11, 2018	Warranty Deed, Transfer · Conventional with PMI VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2018 · Amount on Record
Deed Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	201824167
Deed Book / Page	4529 / 1677
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	6786 CRESCENT COVE DR, SAINT AUGUSTINE, FL 32086-7646
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	PGP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6786 CRESCENT COVE DR, SAINT AUGUSTINE, FL 32086-7646
Investor	Possibly a Property Investor

Mortgage

Document Number	0055691325
Date	Jun 1, 2022
Book Page	5569/1325
Instrument	2022055033

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2042

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	6786 CRESCENT COVE DR, SAINT AUGUSTINE, FL 32086-7646
Document Number	0046200651
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	VYSTAR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6786 CRESCENT COVE DR ST AUGUSTINE FL 320867646, ST AUGUSTINE, FL 32086-7646

Mortgage

Document Number	0046200651
Date	Oct 2, 2018
Book Page	004620/000651
Instrument	71156

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2028

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 11, 2018
Property Address	6786 CRESCENT COVE DR, SAINT AUGUSTINE, FL 32086-7646
Document Number	0045291677
Book / Page	004529 / 001677
Instrument Date	Apr 10, 2018
Instrument	24167
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6787 CRESCENT COVE DR ST AUGUSTINE FL 320867649, ST AUGUSTINE, FL 32086-7649

Mortgage

Document Number	45291679
Date	Apr 11, 2018
Book Page	004529/001679
Instrument	24168

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,668 (+2.7%)	$385,671 (+2.54%) Land $85,600 Building $300,071
2025	$2,693.00 (+13.87%) Homeowner's exemption	$213,893 (+2.9%)	$376,128 (+8.38%) Land $85,600 Building $290,528
2024	$2,365.00 (+2.12%) Homeowner's exemption	$207,865 (+3%)	$347,044 (+2.75%) Land $85,600 Building $261,444
2023	$2,316.00 (+3.39%) Homeowner's exemption	$201,811 (+3%)	$337,750 (-5.33%) Land $85,600 Building $252,150
2022	$2,240.00 Homeowner's exemption	$195,933	$356,782 Land $94,080 Building $262,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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