Charles County property record for 6785 Valley Rd, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 932 sqft · built 1932 |
| Lot Size | 5.53 acres (240,887 sqft) |
| Owner | Individual Name on File |
| Last Sale | $343,000 (Jun 2025) |
| Tax Bill | $8,996 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 01-046101 |
| Primary APN | 01-046101 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 932 sqft Living Area |
| Gross Area | 1,458 sqft |
| 1st Floor Area | 621 sqft |
| Basement Area | 300 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 240,887 sqft |
| Deck Area | 526 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 046101 |
|---|---|
| Street Address | 6785 VALLEY RD |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | 5.533 AC W SI VALLEY RD, N RT 6 |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 2 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850600 |
6785 Valley Rd is owned and occupied by an individual who bought it in June 2025.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6785 VALLEY RD, LA PLATA, MD 20646-3185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2025 · Amount on File |
| Deed Sale | Jun 9, 2025 · Amount on File |
| Prior Sale | Dec 17, 2021 · Amount on File |
| Deed Book / Page | 13684 / 329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Dec 17, 2021 |
| Property Address | 6785 VALLEY RD, LA PLATA, MD 20646-3185 |
| Document Number | 0122860328 |
| Book / Page | 12286 / 328 |
| Map Reference | MB 35 FO 91 |
| Instrument Date | Nov 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,287.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4470 SOUTHERN BUSINESS PARK DR, 4470, WHITE PLAINS, MD 20695-2840 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6785 VALLEY RD, LA PLATA, MD 20646-3185 |
| Document Number | 0012286335 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 12286/335 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
The 2025 property tax bill for 6785 Valley Rd was $8,996.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,400 Land $157,600 Building $142,800 | $300,400 Land $157,600 Building $142,800 | |
| 2025 | $8,996.00 | ||
| 2023 | $3,469.00 | $234,800 Land $157,600 Building $77,200 | $234,800 Land $157,600 Building $77,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6785 Valley Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1999–2024) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6785 Valley Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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